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Your home may be repossessed if you do not keep up repayments on your mortgage.

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Real, friendly experts working for you. Not comparison engines.

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1000's of mortgage deals & some exclusives that other advisors can't access.

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Arranging a mortgage can be stressful. Let us do all the paperwork, chasing and running around.

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We'll review your details and get to work using years of experience to find your perfect mortgage. You can speak to our trained advisors whenever you need to.

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You choose the mortgage you want, or none at all - there is no obligation. If you choose a mortgage. We will do all of the paperwork and sort it out for you.

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With us, you get a personal professional service. No comparison engines and lists to compare just a great solution tailored to your needs by our experts.

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Right to Buy Mortgages – What is a Right to Buy Mortgage?

The UK’s Right to Buy scheme gives secure tenants of council properties the opportunity to buy the property they live in with a large discount.

As with most people looking to buy a property, those looking to buy their council house are likely to need a mortgage. Right to Buy mortgages, like other mortgage types, require monthly installments that are paid with interest.

 

Are you eligible for a Right to Buy Mortgage?

You can apply to buy your council home if:

  • It’s your only or main home
  • It’s self-contained (i.e. you don’t share rooms with other people)
  • You’re a secure tenant (i.e. have had council tenancy for at least 12 months
  • You’ve had a public sector landlord (e.g. council, housing association or NHS trust) for 3 years – doesn’t have to be consecutive years.

It is also worth knowing that you can apply for right to buy with a person who shares the tenancy with you or up to 3 other family members that you’ve lived with for the past 12 months.

 

How can Mortgage Key help with a Right to Buy Mortgage?

It is important to understand that if someone goes directly to a lender such as a bank, they will only be able to advise on their own mortgage products, whereas a mortgage broker such as Mortgage Key will be able to advise and give impartial information on a much wider range of mortgage lenders.

Our industry experts will be able to investigate a huge range of deals in the market place to find the right mortgage for you that suits your budgets and needs.

Give one of our friendly mortgage advisors a call today and allow MortgageKey to find you a great Right To Buy mortgage deal.