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Your home may be repossessed if you do not keep up repayments on your mortgage.

Personal service

Real, friendly experts working for you. Not comparison engines.

Comprehensive range

1000's of mortgage deals & some exclusives that other advisors can't access.

Stress Free

Arranging a mortgage can be stressful. Let us do all the paperwork, chasing and running around.

FREE Quotes and no obligation

You've got nothing to lose by letting us find a great mortgage for you.

How it Works

Provide your requirements

Enter your details in our form above, it only takes a few minutes and we keep your details secure. We only use your information to find you the perfect mortgage.

Relax whilst we get to work

We'll review your details and get to work using years of experience to find your perfect mortgage. You can speak to our trained advisors whenever you need to.

Review customised mortgages

You choose the mortgage you want, or none at all - there is no obligation. If you choose a mortgage. We will do all of the paperwork and sort it out for you.

It's a personal thing

With us, you get a personal professional service. No comparison engines and lists to compare just a great solution tailored to your needs by our experts.

Our People

We're not an anonymous call centre. Your adviser will work with you throughout the process of getting your mortgage, from the initial fact find appointment to completion.

Bad Credit Mortgages – What is a bad credit mortgage?

Bad credit mortgages are a standard mortgage but will likely have higher interest rates and charges as those who have bad credit are seen as higher risk by lenders.

Reasons you may have bad credit include missing credit card, mortgage or loan payments, being declared bankrupt and having County Court Judgements (CCJs) against your name. All these may mean that you may fail a standard lender credit check and struggle to get a regular mortgage.

If you want to get a mortgage with bad credit then you will typically need to be earning more than £15,000 per annum and will usually need a deposit of at least 15% of the value of the property, although the more you can get, the better.

There are various bad credit mortgage deals available, including variable, fixed and discounted rates, and here at Mortgage Key we’ll help you find the one that is right for you.

 

Mortgage Key can help you get a mortgage with bad credit

We understand that getting a mortgage when you have bad credit can be stressful and demoralising, which is why we endeavour to take that stress away from you. We have developed close relationships with various lenders so we know where to find the very best mortgage deals to help you secure a mortgage and save money in the process.

We have a close eye on the housing market at all times which enables us to find the right deals for our customers. Our friendly, personable service is no obligation and no charge – we just want to help you get a mortgage, whatever your circumstances.

Call today on 0800 0778980 to speak to one of our expert mortgage brokers who will undertake a full mortgage comparison to find the right deal for your budget.