Real, friendly experts working for you. Not comparison engines.
1000's of mortgage deals & some exclusives that other advisors can't access.
Arranging a mortgage can be stressful. Let us do all the paperwork, chasing and running around.
You've got nothing to lose by letting us find a great mortgage for you.
Enter your details in our form above, it only takes a few minutes and we keep your details secure. We only use your information to find you the perfect mortgage.
We'll review your details and get to work using years of experience to find your perfect mortgage. You can speak to our trained advisors whenever you need to.
You choose the mortgage you want, or none at all - there is no obligation. If you choose a mortgage. We will do all of the paperwork and sort it out for you.
With us, you get a personal professional service. No comparison engines and lists to compare just a great solution tailored to your needs by our experts.
We're not an anonymous call centre. Your adviser will work with you throughout the process of getting your mortgage, from the initial fact find appointment to completion.
I have been in financial services for over ten years and started my career at Santander as an account manager and worked my way up the ladder to become a mortgage advisor and latterly a financial advisor specialising in investments and pensions. I have changed my career to focus on mortgages and protection because it is something I believe passionately in and thoroughly enjoy advising clients on prospective mortgages.
I have worked in financial services for twenty six years and started my career at Lloyds working for Black Horse on personal finance packages I laterally progressed to mortgage & protection advisor. I work hard and try help the team where possible my twenty six year’s experience certainly comes in hand.
I have worked in financial services for twenty four years, I started at LloydsTSB in 1991 as a financial advisor and have progressed over the twenty four years carrying out roles as a senior financial planning manager covering part of the North East for LloydsTSB. My highlight of my career was managing clients in excess of one hundred million in wealth. I have since set up my own company in wealth management and diversified in to mortgages.
I have worked at LloydsTSB for thirty seven years and finished my career in the bank as a senior branch manager although retired I felt I needed another challenge. My roles and responsibilities include compliance and admin support to the advisors.
I have worked in financial services for nearly a year now, I manage all of the processing and administration side of the business of which I love, I'm a very organised person so it's in my nature to make sure everything is filed and processed correctly.
In my spare time I love spending time with friends and family and my two dogs, I like long walks and a range of outdoor activities.
I have worked in mortgages since graduating from university, I started my career with London & country mortgages from there I worked at Barclays Bank for a number of years and I have just recently moved back from working in Dubai due to my wife giving birth to my first born.
In my spare time I spend time with my new family and I enjoy going to the gym and I follow all sports especially cricket.
I started off working as a processer in property law, conveyancing mortgages for enact solicitors in Leeds which has given me a great industry experience and has helped me understand the whole mortgage process from here I have worked in mortgage administration and I'm now training to be a full time mortgage advisor.
My wife has just give birth to my second child so I spend a lot of my spare time with my children.
I have just finished studying and I have started as a trainee administrator which I’m looking forward too.
I started at LloydsTSB as young as fourteen on school holidays highlighting bacs files. From there I became a cashier and an account manager at eighteen. I followed my dream of working on stock markets and was determined to do so at twenty one I become a fixed income derivative trader working on European markets with Schneider Trading. Following on from here I worked in corporate finance and worked in partnership with Barclays Corporate on large debt/equity transactions in the city. In 2011 I decided to set up my own mortgage brokerage which has been very successful, we have expanded taking on new staff and taken on larger offices.
Bad credit mortgages are a standard mortgage but will likely have higher interest rates and charges as those who have bad credit are seen as higher risk by lenders.
Reasons you may have bad credit include missing credit card, mortgage or loan payments, being declared bankrupt and having County Court Judgements (CCJs) against your name. All these may mean that you may fail a standard lender credit check and struggle to get a regular mortgage.
If you want to get a mortgage with bad credit then you will typically need to be earning more than £15,000 per annum and will usually need a deposit of at least 15% of the value of the property, although the more you can get, the better.
There are various bad credit mortgage deals available, including variable, fixed and discounted rates, and here at Mortgage Key we’ll help you find the one that is right for you.
We understand that getting a mortgage when you have bad credit can be stressful and demoralising, which is why we endeavour to take that stress away from you. We have developed close relationships with various lenders so we know where to find the very best mortgage deals to help you secure a mortgage and save money in the process.
We have a close eye on the housing market at all times which enables us to find the right deals for our customers. Our friendly, personable service is no obligation and no charge – we just want to help you get a mortgage, whatever your circumstances.
Call today on 0800 0778980 to speak to one of our expert mortgage brokers who will undertake a full mortgage comparison to find the right deal for your budget.