Shared Ownership Mortgages
Perfect for Getting a Foot on the Property Ladder
Extremely good
Very professional, everything was simply explained. Communication was extremely good.
Douglas Carr
Fed-up of renting or living with friends or relatives and itching to get onto the property ladder, but don’t have the budget to buy outright?
Shared Ownership Mortgages are aimed at helping lower income households onto the property ladder by buying a share of between 10% and 75% of a housing association property, paying rent on just the remaining share, although rent does stop at 75% ownership.
Is Shared Ownership Right for You?
Shared Ownership can make buying a home more accessible by reducing the deposit required and the size of your mortgage. Over time, you may also have the option to purchase additional shares in your property, reducing the rent you pay. A mortgage broker can help you understand the costs involved, assess your affordability and explore whether this route suits your long-term homeownership goals.
Why Choose MortgageKey for Shared Ownership Mortgages
We know the market
Our team’s knowledge of the shared ownership mortgage market, and excellent relationships with lenders, ensure you get the best offers
Thousands of deals considered
We search and compare thousands of shared ownership mortgage lenders to find a deal tailor-made to meet your needs
Easy and stress-free
We pride ourselves on taking away the stress and fear of property buying.
Pay nothing until completion
Our quotes come with no obligation and we won’t ask for any payment until your shared ownership mortgage deal is complete
How we work
- We find the deals on a ‘no obligation’ basis – meaning there’s nothing for you to pay if you don’t like the deals we find.
- We trawl the market researching hundreds of possible lenders and packages, to find you the very best deal.
- We guide you through the entire process of buying your home or taking out a new mortgage or loan, from application to completion.
Not only have we helped over 31,000 customers,
but we also pride ourselves on our level of excellence
Clear and concise knowledge by all colleagues on the team. We were kept up to date and never had to chase up on anything.
Sally Bradbury
Very professional, everything was simply explained. Communication was extremely good.
Douglas Carr
Everything was well organised and smooth and no problems or niggles. The product range we weren't able to access elsewhere.
Rebecca Sanderson
Fast, reliable and consistent service. Great team who communicate effectively!
Liam Dunn
Despite having a poor credit rating Mortgage Key helped us find an excellent product with competitive rates. Well done to the team!
Justin Morris
Brilliant from start to finish really helpful and guided us in right direction will use again in the future.
Gavin Connellan
Prompt attention. Polite, informative and not pressurised in anyway. They have provided information all of the way and we’re extremely helpful.
Alison Fidoe
First class service.Would highly recommend anyone thinking of using them. 10/10 from me.
John Barber
