Self-Build Mortgages

Turn your grand design dreams into a reality

Building Your Dream Home With A Self Build Mortgage

Self-build mortgages are a popular option for those looking to build their dream home from scratch. These mortgages differ from traditional mortgages in that they release the funds in stages as the building progresses, rather than in one lump sum at the beginning of the project.

One of the advantages of self-build mortgages is that they allow you to have more control over your budget and timeline. With a traditional mortgage, you may be limited by the amount of money you can borrow and therefore may need to compromise on certain aspects of your build. However, with a self-build mortgage, you can adjust your plans as needed and ensure that everything stays within your budget.

It's important to note that self build mortgages require more work upfront than traditional mortgages. You will need to have a detailed plan in place before applying for the loan, including architectural drawings and planning permission if required. Additionally, you will need to closely monitor the construction process to ensure that everything is going according to plan and that each stage is completed before funds are released.

Overall, self-build mortgages can be a great option for those looking to create their dream home while also having more control over their budget and timeline. However, it's important to do your research and carefully consider all of your options before deciding if this type of mortgage is right for you.

Why Choose MortgageKey for Self-build Mortgages?

We know the market

Our team’s knowledge of the self-build mortgage market, and excellent relationships with lenders, ensure you get the best offers

Thousands of deals considered

We search and compare thousands of self-build mortgage deals from a wide variety of lenders to tailor a deal for you

We’re completely independent

We’ve no tie-ins with certain lenders. As we’re fully independent and unbiased our focus is solely on finding the best option for you

Pay nothing until completion

There's no obligations when you seek our advice and we don’t ask for any payment until a deal is complete

Award-winning mortgage and Secured loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a Secured loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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What our clients are saying

  • How is easy was that sit and relax let the guys do it for you.thank you especial Micheal Ncube 100%.
    lameck
  • What a great service, Karl our mortgage Manager was prompt,& gave clear honest advice & made things hassle free, well done Karl, a great service, and ...
    Dear Mr Kane
  • Fast efficient service, Excelent customer service
    Mike gray
  • Exceptional service from start to finish
    Louise Ashdown
  • Very knowledgeable team kept me updated and explained things as I didn’t have a clue got my mortgage offer very quickly
    Rachel Steward
  • Karl who I was dealing with was very helpful,contacted me on time every time and emailed me straight away with all details etc Would highly recommend...
    Catharyn
  • Excellent service from the start great communication and explanation of the process
    mark havard
  • I have worked with lots of advisor and can easily say that Zoe has been the best in business. She has helped me secure great mortgage deals for 3 of m...
    Syed
  • Clear communication, fast service and always kept us informed.
    Davison
  • A brilliant service from these guys always on hand to help with anything Michael ncube Emma Watson Amelia Fletcher and Abby watts are a credit to Mort...
    darren carr
  • From start to finish MortgageKey have been so efficient in everything that needed doing whilst moving house. They’ve always been in contact and kept...
    Laura
  • Great service from start to finish, seamless transition, highly recommended.....
    Jason Allaway
  • Company was good and informative..bit of a mess with the automatic message..but not bad
    Gordon Rowntree
  • The services that MORTGAGEKEY rendered were very smooth and made remortgaging so easy and simple. Their friendly approach was also great. NO HICKUPS.
    MICHAEL AGUNBIADE
  • Great company, the team are so helpful and really make the mortgage process simple, seamless and hassle free, they research best product and do all of...
    Cheryl Evans
  • Excellent service really helpful.
    Nicola Rice
  • She is too good with customer service
    Badsha Miah
  • The advice i got was excellent and they were very helpful and polite
    Mr Pepper
  • Easy to deal with. Clear advice and competitive products.
    Stuart Nightingale
  • Fantastic customer service! Thank you to Victoria Gibbins for her advice and support throughout the mortgage process. We were kept informed through ou...
    Miss McCracken

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