Self-Build Mortgages

Turn your grand design dreams into a reality

Building Your Dream Home With A Self Build Mortgage

Self-build mortgages are a popular option for those looking to build their dream home from scratch. These mortgages differ from traditional mortgages in that they release the funds in stages as the building progresses, rather than in one lump sum at the beginning of the project.

One of the advantages of self-build mortgages is that they allow you to have more control over your budget and timeline. With a traditional mortgage, you may be limited by the amount of money you can borrow and therefore may need to compromise on certain aspects of your build. However, with a self-build mortgage, you can adjust your plans as needed and ensure that everything stays within your budget.

It's important to note that self build mortgages require more work upfront than traditional mortgages. You will need to have a detailed plan in place before applying for the loan, including architectural drawings and planning permission if required. Additionally, you will need to closely monitor the construction process to ensure that everything is going according to plan and that each stage is completed before funds are released.

Overall, self-build mortgages can be a great option for those looking to create their dream home while also having more control over their budget and timeline. However, it's important to do your research and carefully consider all of your options before deciding if this type of mortgage is right for you.

Why Choose MortgageKey for Self-build Mortgages?

We know the market

Our team’s knowledge of the self-build mortgage market, and excellent relationships with lenders, ensure you get the best offers

Thousands of deals considered

We search and compare thousands of self-build mortgage deals from a wide variety of lenders to tailor a deal for you

We’re completely independent

We’ve no tie-ins with certain lenders. As we’re fully independent and unbiased our focus is solely on finding the best option for you

Pay nothing until completion

There's no obligations when you seek our advice and we don’t ask for any payment until a deal is complete

Award-winning mortgage and Secured loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a Secured loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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What our clients are saying

  • Always very good , with arranging everything from start to finish , and they don’t overcharge , Dale is my initial contact and he’s great , then t...
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    lisa dabbs
  • After having a broker go bust on us I was nervous but it has been wonderful working with Mortgage Key. They were all friendly and professional. They d...
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    Kim
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    Customer Neil
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    Louise
  • Great service from start to finish. The team were friendly, professional and always kept me updated. They made the whole mortgage process simple and s...
    Ann-Marie Smith
  • Efficient service got the job done in quick time etc Thankyou
    Guy Aisthorpe
  • Always pleasant to deal with. Helpful and informative. I have been happy using mortgage key and are my go to for advice.
    Stuart Nightingale
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    Cas
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  • Zoe provided an excellent service and was very helpful researching lots of mortgages
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