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Arranging a mortgage can be stressful. Let us do all the paperwork, chasing and running around.
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Enter your details in our form above, it only takes a few minutes and we keep your details secure. We only use your information to find you the perfect mortgage.
We'll review your details and get to work using years of experience to find your perfect mortgage. You can speak to our trained advisors whenever you need to.
You choose the mortgage you want, or none at all - there is no obligation. If you choose a mortgage. We will do all of the paperwork and sort it out for you.
With us, you get a personal professional service. No comparison engines and lists to compare just a great solution tailored to your needs by our experts.
We're not an anonymous call centre. Your adviser will work with you throughout the process of getting your mortgage, from the initial fact find appointment to completion.
I have been in financial services for over ten years and started my career at Santander as an account manager and worked my way up the ladder to become a mortgage advisor and latterly a financial advisor specialising in investments and pensions. I have changed my career to focus on mortgages and protection because it is something I believe passionately in and thoroughly enjoy advising clients on prospective mortgages.
I have worked in financial services for twenty six years and started my career at Lloyds working for Black Horse on personal finance packages I laterally progressed to mortgage & protection advisor. I work hard and try help the team where possible my twenty six year’s experience certainly comes in hand.
I have worked in financial services for twenty four years, I started at LloydsTSB in 1991 as a financial advisor and have progressed over the twenty four years carrying out roles as a senior financial planning manager covering part of the North East for LloydsTSB. My highlight of my career was managing clients in excess of one hundred million in wealth. I have since set up my own company in wealth management and diversified in to mortgages.
I have worked at LloydsTSB for thirty seven years and finished my career in the bank as a senior branch manager although retired I felt I needed another challenge. My roles and responsibilities include compliance and admin support to the advisors.
I have worked in financial services for nearly a year now, I manage all of the processing and administration side of the business of which I love, I'm a very organised person so it's in my nature to make sure everything is filed and processed correctly.
In my spare time I love spending time with friends and family and my two dogs, I like long walks and a range of outdoor activities.
I have worked in mortgages since graduating from university, I started my career with London & country mortgages from there I worked at Barclays Bank for a number of years and I have just recently moved back from working in Dubai due to my wife giving birth to my first born.
In my spare time I spend time with my new family and I enjoy going to the gym and I follow all sports especially cricket.
I started off working as a processer in property law, conveyancing mortgages for enact solicitors in Leeds which has given me a great industry experience and has helped me understand the whole mortgage process from here I have worked in mortgage administration and I'm now training to be a full time mortgage advisor.
My wife has just give birth to my second child so I spend a lot of my spare time with my children.
I have just finished studying and I have started as a trainee administrator which I’m looking forward too.
I started at LloydsTSB as young as fourteen on school holidays highlighting bacs files. From there I became a cashier and an account manager at eighteen. I followed my dream of working on stock markets and was determined to do so at twenty one I become a fixed income derivative trader working on European markets with Schneider Trading. Following on from here I worked in corporate finance and worked in partnership with Barclays Corporate on large debt/equity transactions in the city. In 2011 I decided to set up my own mortgage brokerage which has been very successful, we have expanded taking on new staff and taken on larger offices.
Are you struggling to sell your current home, or has your home dropped in value and you want to wait for it to rise again before you sell, but you still want to move out? Then a Let to Buy mortgage could be the answer you are looking for. Let to Buy mortgages allow you to move out your current home and into a new one, without the need to sell.
To get a Let-to-Buy mortgage, you need to have enough equity in your property so that you can remortgage. By remortgaging, you can release cash from your current property which will act as the deposit for your new home. You would then let out your existing property and use the rental income you make to cover the cost of the mortgage. This allows you to take out a mortgage for your new home. The mortgage payments for your new home can be covered by your salary or other source of income.
When remortgaging your current property, you will need a Let to Buy mortgage. They are similar to residential loans but there are some differences. Our advisors, here at Mortgage Key, will be happy to talk to you about any queries that you may have.
Generally, you will find that let-to-buy mortgage rates tend to be a little more expensive than residential loans and you will have to put down a larger deposit, which is usually 25%. You will be asked by the lender to prove that your rental income will comfortably cover your mortgage repayments.
Call us today and speak to our industry experts who will give you honest, friendly advice. Our team will help you to discover if a let to buy mortgage is the right option for you. We will carry out a full comparison across the market to help you find a let-to-buy mortgage that suits your needs.