Home Owner Loans

Need Money to Invest or Ease the Financial Strain?

We know home owners may need to seek a loan for a variety of reasons.

From adding that dream kitchen or conservatory to add more space and value, or if you are in need of some extra financial breathing space month to month, a personalised homeowner loan can help unlock a brighter future.

It is why we established our specialist loans arm of the business providing no obligation quotes, friendly advice and loans for a wide range of individual circumstances.

Think carefully before securing other debts against your home. Your home maybe repossessed if you fail to keep up repayments on your mortgage.

Why Choose Us for Home Owner Loans

A Personal Service

Our experienced and knowledge team provide a personal service with clear and friendly advice

Large Panel of Lenders

As we have access to a large panel of lenders, we can find the right loan to suit your circumstances, from £3,000 to £500,000.

Stress Free and Speedy

Our in-house team liaises with lenders on your behalf, with approved loans often transferred between 21 and 28 days.

No Obligation

Our advice comes with no obligation to take the loans available for you – so there’s no harm researching.

Award-winning mortgage and loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

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Infographics

Making mortgages and loans simpler to understand is our key skill, and our infographics do just that!

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR PROPERTY.

YOUR HOME MAYBE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR REPAYMENTS.

Representative APRC 10.9% Variable

We also have a range of plans with rates up to 65.2% allowing us to help customers with a range of credit problems. Typical 10.9% APRC variable. Representative example: if you borrow £10,000 over 10 years at an Annual Interest Rate of 6.7% (variable) you would make 120 payments of £134.56 per month. The total amount repayable will be £16147.20 (This includes a lender fee of £495 and a broker fee of £995 which have been added to the loan.) The overall cost for comparison is 10.9% APRC representative. Maximum APRC 65.2%

What our clients are saying

  • Nice personal experience
    PAUL WILLIMONT
  • We used Zoe Sharp who was nothing but helpful and efficient. Having experienced difficulties with other advisors we were impressed with how fast every...
    Kyle Hardwick
  • Great service all from all the team 5*
    Samantha Churchill
  • Excellent service! Would highly recommend this company for all your mortgage needs! The staff are super friendly and don't hang about, they get stuff ...
    Bradley Mitchell
  • Great people such an easy process, they do exactly what they say and make the whole process understandable
    Vanessa Masters
  • We contacted mortgagekey looking at possible remortgage - loan to carry out some home improvements, from the beginning there staff were professional a...
    Andy
  • Really comprehensive, friendly and efficient service through whole process so far.
    Fiona Martin
  • remortgage with Mortgage key nice and fast and easy Harry B just as helpful as the 1st time when we got the 1st mortgage see you in 2 years time and w...
    Derek Powell
  • Very helpful team, worked hard to get me a mortgage, I’m very grateful. Josh, Zoe, Aaron, jade were all very good at their jobs Thank you again
    Sonni clugston
  • Excellent, this is the second time we have used Mortgage key and would highly recommend them.
    Trevor Carbutt
  • Excellent, Laura,Carly, and Aaron all of them. Friendly at all times and couldn't help enough. For us it was so easy and a lot cheaper in the long run...
    Sally Chandler
  • Exellent Service Georgia
    Jamal Ahmed
  • The team was most efficient and thorough. The Karl was both personable and knowledgeable. Overall a pleasant experience.
    Adijatu Kamara
  • Very efficient service sorted out the best products for us
    Derek Knox
  • Fantastic help from Josh Askith. Very friendly and supportive.. I would definitely recommend .. Thankyou Liza
    Liza Whitwell
  • It’s really really good I have excellent experience with them and they help in every step of the process
    Chaudhry Ahmad
  • So myself and my partner started self searching for a mortgage to get our first home, unfortunately due to my credit score being very poor and my part...
    Joey Buckley
  • Can I just say what an amazing company this is!!! I highly recommend them to anyone looking to buy a house, in these difficult times I wasn't sure if ...
    Sheila Fernandes
  • Very happy with the service. Professional and helpful staff.
    GUGANPREET KAUR KAPOOR
  • Excellent service, highly recommended
    Ben Coulthurst

Trusted by our clients

Ready to talk? Speak to an expert today: 0800 077 8980