Secured Loans

Consolidate Debts or Raise Money for whatever
The Reason, We’ll Find The Solution

We know home owners may need to seek a loan for a variety of reasons.

From adding that dream kitchen or conservatory to add more space and value, or if you are in need of some extra financial breathing space month to month, a personalised homeowner loan can help unlock a brighter future.

It is why we established our specialist loans arm of the business providing no obligation quotes, friendly advice and loans for a wide range of individual circumstances.

Think carefully before securing other debts against your home. Your home maybe repossessed if you fail to keep up repayments on your mortgage.

Why Choose Us for Home Owner Loans

A Personal Service

Our experienced and knowledge team provide a personal service with clear and friendly advice

Large Panel of Lenders

As we have access to a large panel of lenders, we can find the right loan to suit your circumstances, from £3,000 to £500,000.

Stress Free and Speedy

Our in-house team liaises with lenders on your behalf, with approved loans often transferred between 21 and 28 days.

No Obligation

Our advice comes with no obligation to take the loans available for you – so there’s no harm researching.

Award-winning mortgage and Secured loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a Secured loan – finding the very best deals for you and your family.

Think Carefully Before Securing Debts Against Your Property.

Your Home Maybe Repossessed If You Do Not Keep Up With Your Repayments.

What our clients are saying

★★★★★

Excellent service on my re mortgage

S Prabatani
★★★★★

I have used MortgageKey solutions for several remortgages over last 2-3 years,they are excellent . Tracey Burke has always found me the best deals,and...

Christopher Gallagher
★★★★★

Honest and transparent guidance. I was very pleased with the service I received.

Agnes Carville
★★★★★

Excellent service from the start

Ricky Daniels
★★★★★

Dayle was excellent - very responsive, easy to speak with and very professional - highly recommend.

Susie
★★★★★

Excellent service

Nan
★★★★★

Very professional, polite and very well informed. Great communication throughout. Would highly recommend.

Ann Graham
★★★★★

Good communication good rates that suited my circumstances

paul lindsay
★★★★★

Easy and professional.

Robert Belcher
★★★★★

Fantastic experience, pushed everything through really quickly and efficiently!!

Scott Howie
★★★★★

The company helped me find the best mortgage deal

Helen McShane
★★★★★

Tracey has been particularly attentive and we are very happy with the service

Geoffrey
★★★★★

The first call was from a young lady who was well trained and easy to talk to.she directed me to a Senior consultant who was very friendly and went th...

Mr & Mrs White
★★★★★

Very helpful team,Rory is good and will do the best for you.highly recommended 👍

Allan Jeffrey
★★★★★

This is the second time I have used MortgageKey. Every member of staff is professional, efficient and very good at their job. Shout out to Rory, Abby ...

Margaret Murray
★★★★★

Exceptional mortgage experience from start to finish - helpful, nothing too much trouble, clear communication, solution orientated. Would highly recom...

Sally
★★★★★

I was looking at a B&M remortgage and you now need a broker intermediary. I clicked on Unbiased and Tracey at Mortgagekey was one of the people who co...

Customer
★★★★★

Fast, efficient.

THOMAS OSULLIVAN
★★★★★

I was very nervous about applying for a mortgage , I first spoke to Zoe who was amazing. She really did look after me! Special mention to Callum who h...

Jemma Sprakes
★★★★★

Prompt, efficient and ‘friendly’ service

Alexander Scrimgeour

Trusted by our clients

Ready to talk? Speak to an expert today: 01482 306666

MortgageKey is a trading style of OSL Financial Consultancy Limited which is authorized and regulated by the Financial Conduct Authority (Our Financial Services Reference number is 747664).

The Financial Conduct Authority do not regulate most types of Buy to Let Mortgage Advice.

OSL Financial Consultancy Limited, POBOX 746, Hull, HU10 9BP. Company Reg: 06810395 | ICO: ZA115179

Registered Address, The Barn, Bigby, Lincs, DN38 6EE

Your home may be repossessed if you do not keep up repayments on your mortgage.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. WE ARE A BROKER NOT A LENDER. APR IS DEPENDENT ON YOUR INDIVIDUAL CIRCUMSTANCES. A BROKER FEE OF UP TO 12.5% CAPPED AT £4,950, MAY BE PAYABLE ON COMPLETION DEPENDING ON YOUR INDIVIDUAL CIRCUMSTANCES FOR SECOND CHARGE MORTGAGES AND SPECIALIST LENDERS. LENDER FEES MAY ALSO APPLY. THE ACTUAL APRC RATE AVAILABLE WILL DEPEND ON YOUR INDIVIDUAL CIRCUMSTANCES. LOANS AND MORTGAGES ARE SUBJECT TO STATUS. PLEASE ASK FOR A PERSONALISED ILLUSTRATION. LOANS ARE SECURED ON PROPERTY. WE ARRANGE LOANS AND MORTGAGES FROM A PANEL OF LENDERS. WE WILL RECEIVE A COMMISSION FROM THE LENDER UPON COMPLETION.

SECURED LOANS

Rates from 4.5% APRC variable.

Minimum loan term 3 years. Maximum loan term 35 years.

We also have a range of plans with rates up to 65.2% allowing us to help customers with a range of credit problems. Typical 10.9% APRC variable. Representative example: if you borrow £10,000 over 10 years at an Annual Interest Rate of 6.7% (variable) you would make 120 payments of £134.56 per month. The total amount repayable will be £16147.20 (This includes a lender fee of £495 and a broker fee of £700 which have been added to the loan.) The overall cost for comparison is 10.9% APRC representative. Maximum APRC 65.2%

Secured Loans

Consolidate Debts or Raise Money for whatever
The Reason, We’ll Find The Solution

We know home owners may need to seek a loan for a variety of reasons.

Think carefully before securing other debts against your home. Your home maybe repossessed if you fail to keep up repayments on your mortgage.