Secured Loans

Consolidate Debts or Raise Money for whatever
The Reason, We’ll Find The Solution

We know home owners may need to seek a loan for a variety of reasons.

From adding that dream kitchen or conservatory to add more space and value, or if you are in need of some extra financial breathing space month to month, a personalised homeowner loan can help unlock a brighter future.

It is why we established our specialist loans arm of the business providing no obligation quotes, friendly advice and loans for a wide range of individual circumstances.

Think carefully before securing other debts against your home. Your home maybe repossessed if you fail to keep up repayments on your mortgage.

Why Choose Us for Home Owner Loans

A Personal Service

Our experienced and knowledge team provide a personal service with clear and friendly advice

Large Panel of Lenders

As we have access to a large panel of lenders, we can find the right loan to suit your circumstances, from £3,000 to £500,000.

Stress Free and Speedy

Our in-house team liaises with lenders on your behalf, with approved loans often transferred between 21 and 28 days.

No Obligation

Our advice comes with no obligation to take the loans available for you – so there’s no harm researching.

Award-winning mortgage and Secured loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a Secured loan – finding the very best deals for you and your family.

Think Carefully Before Securing Debts Against Your Property.

Your Home Maybe Repossessed If You Do Not Keep Up With Your Repayments.

What our clients are saying

★★★★★

Excellent brokers. Chris Mandle dealt with my application and was fantastic. There was a few issues on my side and he persevered and got me a mortgag...

Scotty
★★★★★

I dealt with Victoria at Mortgage Key and initially expected to call around 3 brokers before deciding on which one to use, but as the conversation wen...

Jenny Joseph
★★★★★

I dealt with Victoria at Mortgage Key and she was absolutely Top Girl , Professional , Polite, Fast & Efficient. I expected to call around 3 differe...

Jenny Joseph
★★★★★

Very straightfoward and knowledgeable staff. Quick communication and processes, keeping you informed along the whole process.

Garry Todd
★★★★★

They made the process very simple, and everyone i spoke with was helpful

Alicia
★★★★★

Really efficient service, professional but personal in approach.

Terry Varnfield
★★★★★

Mortgage Key were able to secure us a fixed rate interest remortgage at a rate significantly lower than our existing lender was offering, and bizarrel...

Andrew
★★★★★

I spoke to Zoe Sharp. Explain everything and the process. Very helpful and would like to deal with Zoe again if needed.

MATTHEW CLAMP
★★★★★

Everything was very efficient. I was supported to secure the best deal for me. I have used mortgagekey previously, I would definitely use them again ...

Stephanie Allen
★★★★★

Clear and concise knowledge by all colleagues on the team. We were kept up to date and never had to chase up on anything.

Sally Bradbury
★★★★★

An excellent company and people. Karolina has helped many clients and ensured they have homes set, no matter the complexity.

MM
★★★★★

Very professional, everything was simply explained, communication extremely good.

Douglas Carr
★★★★★

Karl did a brilliant job on both places both recently and 5 years ago.

Jeffrey Peyton-Bruhl
★★★★★

From start to finish of buying our first home, they have been fantastic and I highly recommend there services.

David
★★★★★

Im very happy with everything thanks

Daniel watts
★★★★★

They made what is usually a stressful and complicated process extremely easy. They were quick to come up with a solution and quick to get the ball rol...

Neil Barker
★★★★★

Very fast response and clear, honest advice. I used Mortgagekey for a new mortgage 5 years ago and their support this time with remortgaging at the en...

Frog
★★★★★

We have used Mortgage key twice now. Harry Birkall has been such a pleasure to deal with. He has made everything as easy as possible for us. It litera...

C.Smith
★★★★★

Step by step information explained all the way through..

Janet Curtis
★★★★★

Karl is always a true professional and gives excellent advice.

JM

Trusted by our clients

Ready to talk? Speak to an expert today: 01482 306666

MortgageKey is a trading style of OSL Financial Consultancy Limited which is authorized and regulated by the Financial Conduct Authority (Our Financial Services Reference number is 747664).

The Financial Conduct Authority do not regulate most types of Buy to Let Mortgage Advice.

OSL Financial Consultancy Limited, POBOX 746, Hull, HU10 9BP. Company Reg: 06810395 | ICO: ZA115179

Registered Address, The Barn, Bigby, Lincs, DN38 6EE

Your home may be repossessed if you do not keep up repayments on your mortgage.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. WE ARE A BROKER NOT A LENDER. APR IS DEPENDENT ON YOUR INDIVIDUAL CIRCUMSTANCES. A BROKER FEE OF UP TO 12.5% CAPPED AT £4,950, MAY BE PAYABLE ON COMPLETION DEPENDING ON YOUR INDIVIDUAL CIRCUMSTANCES FOR SECOND CHARGE MORTGAGES AND SPECIALIST LENDERS. LENDER FEES MAY ALSO APPLY. THE ACTUAL APRC RATE AVAILABLE WILL DEPEND ON YOUR INDIVIDUAL CIRCUMSTANCES. LOANS AND MORTGAGES ARE SUBJECT TO STATUS. PLEASE ASK FOR A PERSONALISED ILLUSTRATION. LOANS ARE SECURED ON PROPERTY. WE ARRANGE LOANS AND MORTGAGES FROM A PANEL OF LENDERS. WE WILL RECEIVE A COMMISSION FROM THE LENDER UPON COMPLETION.

SECURED LOANS

Rates from 4.5% APRC variable.

Minimum loan term 3 years. Maximum loan term 35 years.

We also have a range of plans with rates up to 65.2% allowing us to help customers with a range of credit problems. Typical 10.9% APRC variable. Representative example: if you borrow £10,000 over 10 years at an Annual Interest Rate of 6.7% (variable) you would make 120 payments of £134.56 per month. The total amount repayable will be £16147.20 (This includes a lender fee of £495 and a broker fee of £700 which have been added to the loan.) The overall cost for comparison is 10.9% APRC representative. Maximum APRC 65.2%

Secured Loans

Consolidate Debts or Raise Money for whatever
The Reason, We’ll Find The Solution

We know home owners may need to seek a loan for a variety of reasons.

Think carefully before securing other debts against your home. Your home maybe repossessed if you fail to keep up repayments on your mortgage.