Lifetime Mortgages

Release equity without the need for monthly repayments

Use your home to access extra money - no need to sell or move

A lifetime mortgage frees up some of the wealth tied up in your home, allowing you to continue living there, as it doesn’t need repaying until you go into long-term care or die.

Interest is charged on what you have borrowed and your home is then sold and the money used to pay off the loan.

Why choose MortgageKey for Lifetime Mortgages

Free and friendly advice

There are no obligations or fees for consulting our experts

Easy and stress-free

We pride ourselves on taking away the stress and fear of financial planning

Award-winning expertise

We’ve been recognised for our fantastic range of products and great relationships with lenders

Our Negative Equity Guarantee

Our guarantee prevents you from ever owing more than your home is worth

Award-winning mortgage and Secured loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a Secured loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

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Infographics

Making mortgages and loans simpler to understand is our key skill, and our infographics do just that!

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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Think Carefully Before Securing Debts Against Your Property.

Your Home Maybe Repossessed If You Do Not Keep Up With Your Repayments.

What our clients are saying

  • Karl who I was dealing with was very helpful,contacted me on time every time and emailed me straight away with all details etc Would highly recommend...
    Catharyn
  • Excellent service from the start great communication and explanation of the process
    mark havard
  • I have worked with lots of advisor and can easily say that Zoe has been the best in business. She has helped me secure great mortgage deals for 3 of m...
    Syed
  • Clear communication, fast service and always kept us informed.
    Davison
  • A brilliant service from these guys always on hand to help with anything Michael ncube Emma Watson Amelia Fletcher and Abby watts are a credit to Mort...
    darren carr
  • From start to finish MortgageKey have been so efficient in everything that needed doing whilst moving house. They’ve always been in contact and kept...
    Laura
  • Great service from start to finish, seamless transition, highly recommended.....
    Jason Allaway
  • Company was good and informative..bit of a mess with the automatic message..but not bad
    Gordon Rowntree
  • The services that MORTGAGEKEY rendered were very smooth and made remortgaging so easy and simple. Their friendly approach was also great. NO HICKUPS.
    MICHAEL AGUNBIADE
  • Great company, the team are so helpful and really make the mortgage process simple, seamless and hassle free, they research best product and do all of...
    Cheryl Evans
  • Excellent service really helpful.
    Nicola Rice
  • She is too good with customer service
    Badsha Miah
  • The advice i got was excellent and they were very helpful and polite
    Mr Pepper
  • Easy to deal with. Clear advice and competitive products.
    Stuart Nightingale
  • Fantastic customer service! Thank you to Victoria Gibbins for her advice and support throughout the mortgage process. We were kept informed through ou...
    Miss McCracken
  • Dealing with Joshua Holford who was helpful, efficient and always quick to answer calls and queries. A very good all round service which I would recom...
    Ross Jones
  • Advice was sound and explained thoroughly.
    JEvans
  • This is the second time we’ve used Mortgage Key and we can’t fault them. Great, speedy service with excellent communication.
    Callum Mapplebeck
  • Absolutely amazing company Josh and Amelia are super efficient and brilliant at what they do
    Lucy
  • Fast and efficient service. Easy to work with.
    Paul Gray

Trusted by our clients

Ready to talk? Speak to an expert today: 01482 306666