Lifetime Mortgages

Release equity without the need for monthly repayments

Use your home to access extra money - no need to sell or move

A lifetime mortgage frees up some of the wealth tied up in your home, allowing you to continue living there, as it doesn’t need repaying until you go into long-term care or die.

Interest is charged on what you have borrowed and your home is then sold and the money used to pay off the loan.

Why choose MortgageKey for Lifetime Mortgages

Free and friendly advice

There are no obligations or fees for consulting our experts

Easy and stress-free

We pride ourselves on taking away the stress and fear of financial planning

Award-winning expertise

We’ve been recognised for our fantastic range of products and great relationships with lenders

Our Negative Equity Guarantee

Our guarantee prevents you from ever owing more than your home is worth

Award-winning mortgage and Secured loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a Secured loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

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Infographics

Making mortgages and loans simpler to understand is our key skill, and our infographics do just that!

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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Think Carefully Before Securing Debts Against Your Property.

Your Home Maybe Repossessed If You Do Not Keep Up With Your Repayments.

What our clients are saying

  • Brilliant service, Victoria and her colleagues were very helpful and were very responsive and on the ball, highly recommend after being messed about p...
    Brian Lord
  • Very quick and efficient process. Friendly and infirmative staff.
    john v
  • From start to finish, Karl was brilliant Thanks
    Bhaskar Cherukuri
  • Great company worked well for us Found us a great deal and kept us up to date through out the experience As well as just touching base even if there...
    Augun Halil
  • Goog services
    Francesca
  • A+++ Very good
    Steven Makepeace
  • Second time using them and they are absolutely amazing. Carl has been great with us, and the mortgage was approved within 24 hours, absolutely incredi...
    Hannah
  • So helpful, literally did everything for me.
    Nicola Elliott
  • Heywood went above and beyond to deal with this and get it over the line to completion. Professional, extremely responsive, persistent and friendly. ...
    Rebecca
  • Mortgage key helped us with our remortgage. They were excellent from start to finish keeping us updated at each stage. The whole process took 3 weeks....
    Michelle Murray
  • Friendly and helpful
    Gary Heaton
  • Excellent first class service, from beginning to the end . Very professional
    Kevin Mcdonald
  • It was easy process from start to finish. Everything was explained and it did not take long
    Mr Kamel Bensalem
  • Great service, made life a lot easier. Charlotte was amazing, very friendly and professional and kept me informed at every turn.
    Clare Kelley
  • Excellent service. We as a family use Mortgage. Reliable and fast service.
    Kawchar Hussain
  • Quick response everytime very helpful
    Michelle Rowley
  • Fast, friendly, listened to my remortgage requirements, they found an appropriate affordable lender and saw it through.
    Sam Johnson
  • Really easy and quick to deal with.
    Colin Grant
  • Very helpfull
    customer
  • This is the 3rd time I have used Mortgage Key and each time they have been friendly, informative and knowledgeable. I will certainly use them again if...
    Mr Garland

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