Lifetime Mortgages

Release equity without the need for monthly repayments

Use your home to access extra money - no need to sell or move

A lifetime mortgage frees up some of the wealth tied up in your home, allowing you to continue living there, as it doesn’t need repaying until you go into long-term care or die.

Interest is charged on what you have borrowed and your home is then sold and the money used to pay off the loan.

Why choose MortgageKey for Lifetime Mortgages

Free and friendly advice

There are no obligations or fees for consulting our experts

Easy and stress-free

We pride ourselves on taking away the stress and fear of financial planning

Award-winning expertise

We’ve been recognised for our fantastic range of products and great relationships with lenders

Our Negative Equity Guarantee

Our guarantee prevents you from ever owing more than your home is worth

Award-winning mortgage and Secured loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a Secured loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

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Infographics

Making mortgages and loans simpler to understand is our key skill, and our infographics do just that!

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR PROPERTY.

YOUR HOME MAYBE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR REPAYMENTS.

What our clients are saying

  • From the initial contact through to receiving my offer of mortgage, the guys and girls at mortgage key have been very helpful, given regular updates,...
    Vicki
  • Perfect service in every respect. Friendly and knowledgeable staff from first contact right through. Slick and professional. Totally chuffed with the...
    Zalo Kenkobi
  • Heywood Yorke recently arranged a mortgage for me - the service I received from Heywood was exceptional. Nothing was ever too much trouble and the w...
    Sam Lyndley
  • Very helpful and explained my options. Overall great experience
    Mrs Dodd
  • Very helpful team. 👍🏻
    Tom Russell
  • 1st class company I never had a problem with x
    Robert Wood
  • Can not fault the service from this company. Saskia went above and beyond to get us the best deal. Great communication throughout from the very first ...
    Ema
  • Absolutely amazing service! Fast quick and efficient. Would highly recommend.
    Joe Beeltah
  • Very good and would answer all queries in timely manner .
    Alison
  • Harry at mortgagekey always gets me the best deal with brilliant friendly service.
    El Uno Dangles
  • Fantastic service from start to finish would highly recommend
    Miss Rebecca Sellars
  • Excellent,from the start of the mortgage applications till the end,always kept upto date and with Excellent advice. Thankyou
    Helen
  • Excellent service - kept me in the loop throughout.
    James Maxton
  • Have had great service throughout our remortgage
    John Powney
  • Very quick and straightforward. Victoria was a pleasure to deal with and very helpful
    Mrs Sarah Goddard
  • Excellent service again from Jamie, very informative and seamless process. 2nd time he got me a remortgage deal and is on the ball getting it complete...
    J Pace
  • Denied a mortgage elsewhere and Mortgage Key reassured me that all lenders have different requirements and that they would do everything they could to...
    Alex McKendrick
  • Fantastic service from start to finish. This is the second time we have used them and would highly recommend this company.
    Amanda Webb-Morris
  • I have had remortgage done through MortgageKey and was dealt with their advisor Jamie Melling who really made this process so simple and straightforwa...
    shahzad khokher
  • Excellent service Jamie Melling put us at ease from the very start would highly recommend mortgage key particularly Jamie . Thank you so much !
    Stone Jody

Trusted by our clients

Ready to talk? Speak to an expert today: 0800 077 8980