Self-Build Mortgages
Turn your grand design dreams into a reality
Building Your Dream Home With A Self Build Mortgage
Self-build mortgages are a popular option for those looking to build their dream home from scratch. These mortgages differ from traditional mortgages in that they release the funds in stages as the building progresses, rather than in one lump sum at the beginning of the project.
One of the advantages of self-build mortgages is that they allow you to have more control over your budget and timeline. With a traditional mortgage, you may be limited by the amount of money you can borrow and therefore may need to compromise on certain aspects of your build. However, with a self-build mortgage, you can adjust your plans as needed and ensure that everything stays within your budget.
It's important to note that self build mortgages require more work upfront than traditional mortgages. You will need to have a detailed plan in place before applying for the loan, including architectural drawings and planning permission if required. Additionally, you will need to closely monitor the construction process to ensure that everything is going according to plan and that each stage is completed before funds are released.
Overall, self-build mortgages can be a great option for those looking to create their dream home while also having more control over their budget and timeline. However, it's important to do your research and carefully consider all of your options before deciding if this type of mortgage is right for you.
Why Choose MortgageKey for Self-build Mortgages?
We know the market
Our team’s knowledge of the self-build mortgage market, and excellent relationships with lenders, ensure you get the best offers
Thousands of deals considered
We search and compare thousands of self-build mortgage deals from a wide variety of lenders to tailor a deal for you
We’re completely independent
We’ve no tie-ins with certain lenders. As we’re fully independent and unbiased our focus is solely on finding the best option for you
Pay nothing until completion
There's no obligations when you seek our advice and we don’t ask for any payment until a deal is complete
Award-winning mortgage and Secured loans experts – ready to help you today
Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a Secured loan – finding the very best deals for you and your family.
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THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR PROPERTY.
YOUR HOME MAYBE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR REPAYMENTS.
Representative APRC 3.5% Variable
Representative Example: Annual Interest rate of 2.44% fixed for 2 Years followed by 3.59% for the remaining term. Representative 3.50% APRC Variable. Based on borrowing of 150,000 over 17 years repayments of £899 per month. Total amount repayable £198,466. Includes Lender Fee of £995 and Broker Fee of £695.
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