Self-Build Mortgages

Turn your grand design dreams into a reality

Building Your Dream Home With A Self Build Mortgage

Self-build mortgages are a popular option for those looking to build their dream home from scratch. These mortgages differ from traditional mortgages in that they release the funds in stages as the building progresses, rather than in one lump sum at the beginning of the project.

One of the advantages of self-build mortgages is that they allow you to have more control over your budget and timeline. With a traditional mortgage, you may be limited by the amount of money you can borrow and therefore may need to compromise on certain aspects of your build. However, with a self-build mortgage, you can adjust your plans as needed and ensure that everything stays within your budget.

It's important to note that self build mortgages require more work upfront than traditional mortgages. You will need to have a detailed plan in place before applying for the loan, including architectural drawings and planning permission if required. Additionally, you will need to closely monitor the construction process to ensure that everything is going according to plan and that each stage is completed before funds are released.

Overall, self-build mortgages can be a great option for those looking to create their dream home while also having more control over their budget and timeline. However, it's important to do your research and carefully consider all of your options before deciding if this type of mortgage is right for you.

Why Choose MortgageKey for Self-build Mortgages?

We know the market

Our team’s knowledge of the self-build mortgage market, and excellent relationships with lenders, ensure you get the best offers

Thousands of deals considered

We search and compare thousands of self-build mortgage deals from a wide variety of lenders to tailor a deal for you

We’re completely independent

We’ve no tie-ins with certain lenders. As we’re fully independent and unbiased our focus is solely on finding the best option for you

Pay nothing until completion

There's no obligations when you seek our advice and we don’t ask for any payment until a deal is complete

Award-winning mortgage and Secured loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a Secured loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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Think Carefully Before Securing Debts Against Your Property.

Your Home Maybe Repossessed If You Do Not Keep Up With Your Repayments.

What our clients are saying

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    Anwar Ahmed
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  • Dealt with the sme person as previous year who knew what we needed and found the mortgage and got an agreement in principle very quick
    SJD
  • I had the pleasure of working with Shannon and Jamie during my mortgage application process, and I couldn’t be more grateful for her support. From s...
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  • Rory went above and beyond in making our experience selecting and obtaining our mortgage fast and hassle-free.
    Tim
  • very helpful and helped me through the process.
    Mr Karl Tonge
  • Extremely friendly,helpful ,very approachable,great advice
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  • Fantastic company 😃. Received a remortgage offer in principle all in one day! Very helpful staff and swift progress. Thank you 🙂
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  • Clear, quick, efficient with help and advice.
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  • Exactly what we were looking for good advice and lots of options eager to help out did not think we were going to get this approved at one stage
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  • Great advice
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  • Spot on from start to finish totally professional job, Karl is a star and made things easy for a layman to understand.
    Anonymous
  • Easy process, great communication friendly people
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  • They have very approachable advisers,They will make sure you are protected by right policies and schemes in later on in life.The advisers will give al...
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  • Great service as always, second time using them and well worth it.
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  • It's the 1st time I have needed to remortgage but they have made the process so simple and helped me at every stage
    Jenny Kemp =
  • Excellent service, great communication! Would definitely recommend. Many thanks to Dayle!
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