Self-Build Mortgages

Turn your grand design dreams into a reality

Building Your Dream Home With A Self Build Mortgage

Self-build mortgages are a popular option for those looking to build their dream home from scratch. These mortgages differ from traditional mortgages in that they release the funds in stages as the building progresses, rather than in one lump sum at the beginning of the project.

One of the advantages of self-build mortgages is that they allow you to have more control over your budget and timeline. With a traditional mortgage, you may be limited by the amount of money you can borrow and therefore may need to compromise on certain aspects of your build. However, with a self-build mortgage, you can adjust your plans as needed and ensure that everything stays within your budget.

It's important to note that self build mortgages require more work upfront than traditional mortgages. You will need to have a detailed plan in place before applying for the loan, including architectural drawings and planning permission if required. Additionally, you will need to closely monitor the construction process to ensure that everything is going according to plan and that each stage is completed before funds are released.

Overall, self-build mortgages can be a great option for those looking to create their dream home while also having more control over their budget and timeline. However, it's important to do your research and carefully consider all of your options before deciding if this type of mortgage is right for you.

Why Choose MortgageKey for Self-build Mortgages?

We know the market

Our team’s knowledge of the self-build mortgage market, and excellent relationships with lenders, ensure you get the best offers

Thousands of deals considered

We search and compare thousands of self-build mortgage deals from a wide variety of lenders to tailor a deal for you

We’re completely independent

We’ve no tie-ins with certain lenders. As we’re fully independent and unbiased our focus is solely on finding the best option for you

Pay nothing until completion

There's no obligations when you seek our advice and we don’t ask for any payment until a deal is complete

Award-winning mortgage and Secured loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a Secured loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

Find out more

Infographics

Making mortgages and loans simpler to understand is our key skill, and our infographics do just that!

Find out more

Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

Find out more

Think Carefully Before Securing Debts Against Your Property.

Your Home Maybe Repossessed If You Do Not Keep Up With Your Repayments.

What our clients are saying

  • Very happy with everything. Thanks
    Daniel watts
  • Quick easy service with good communication.
    Tim Bates
  • Very professional and helpful.
    Mr David McCarthy
  • just kept me informed of what was going on just great
    derek thompson
  • Been using them for years great service and a great team
    Danielle Charles
  • Very good service onest and promt
    Miss S Noreen
  • Using this team team for the first time and they are excellent. I would gladly recommend them for your mortgage or remortgage needs
    Ayodele Rufus Owolabi
  • Zoe from the mortgage team made a daunting task relatively straightforward and simple to understand. Very clear Comms, quick to respond and was never...
    Alistair Wolf
  • Perfect service
    Carla
  • Smooth experience with mortgage key. Great knowledge. Jamie gave sound advice throughout the process.
    William Knight
  • Really efficient and timely service Thanks
    Abiodun Solebo
  • Very simple application process, supported by staff who knew their business
    David B
  • Prompt attention. Polite, informative and not pressurised in anyway. They have provided information all of the way and we’re extremely helpful .
    Alison Fidoe
  • Very experienced excellent service
    Pat
  • MotgageKey's advisers were efficient and helpful. The portal was easy to navigate, and the overall experience of dealing with them was very positive.
    David Hilborn
  • Easy to contact, quick responses, kept me informed of all actions through out the process. And never pressured me when asking for information from me,...
    Rodney Green
  • Fast and easy!
    Justain
  • Friendly, helpful and supportive with a great knowledge of how they could help my individual needs. Would thoroughly recommend and they are always on ...
    Laura Davies
  • Absolutelyfirst class service from the start. Would highly recommend anyone thinking of using them. 10/10 from me.
    John Barber
  • Great experience of buying home, good online system to keep up to date with the process. Quick searches etc and good communication from start to fini...
    Cat

Trusted by our clients

Ready to talk? Speak to an expert today: 01482 306666