Award Winning Remortgage Deals

Time to change your deal and free up more cash?

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Mortgage Enquiries

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Mortgages Accepted

Want to reduce your monthly mortgage payments or free up cash to reinvest?

A remortgage could be your answer and bring more financial stability. Our team will find the best deal to suit you.

Why choose MortgageKey to Remortgage?

Free and friendly advice

There are no obligations or fees for consulting our experts

Easy and stress-free

We pride ourselves on taking away the stress and fear of financial planning

Huge range of deals

We’ll compare thousands of deals to get you the best offers, tailored to your situation

Award-winning expertise

We’re recognised for our fantastic range of products and great relationships with lenders

Award-winning mortgage and loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

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Infographics

Making mortgages and loans simpler to understand is our key skill, and our infographics do just that!

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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Remortgaging - Your Questions Answered

Put simply, remortgaging means paying off one mortgage with the proceeds acquired from a new deal, using the same property as security. The lower your loan is to the total value of the property, the lower rates and repayments will be.

When is the right time to remortgage?

Most people look to remortgage as soon as the fixed rate on their current mortgage deal comes to an end. This is to avoid moving to a lender's Standard Variable Rate (SVR), which are usually higher than that of a new mortgage deal.  You can often remortgage before this occurs though.

How can a remortgage help me?

Many people look to reduce their monthly payments or interest rates, therefore freeing up more spare cash each month. Others look to fix their rate to avoid future inflation. You may want to pay off your mortgage faster, or raise capital to reinvest in your home.

Can I remortgage to consolidate my debts?

Yes, you can compile all of your outstanding debts into one manageable monthly payment and reduce the monthly financial pressure. This will help you to keep up with repayments, avoid late payment charges and increasing interest rates.

Which Remortgage deal should we choose?

Each individual’s circumstances will be different. Therefore, each mortgage product will be different. Often, remortgage deals are tailored to each person’s needs, property and financial situation, so it’s best to seek further advice from qualified personnel before taking action.

What our clients are saying

  • Would like to start by saying that Mortgagekey are worth their weight in gold. My partner and I never dreamed of being accepted for a mortgage but th...
    Daniel Beech
  • Very efficient service and achieved what we were looking for
    S FRANCIS
  • I had a missed payment on my record and all major lenders turned down my application. Mortgagekey helped me get a mortgage and got accepted, underwrit...
    Peter M
  • Customer service was amazing start to end, made the whole process very easy.
    Nisar Ahmed
  • We have been talking to Mortgage Key in regards to our first mortgage. Although we have not finished the process, we are extremely happy with the serv...
    Ashleigh
  • You provided me very good and impressive service, very nice staff.
    Mj Li
  • Excellent service, very helpful! Im a first time buyer and mortgage key helped me understand the process and explained everything to me, would recomme...
    valerie
  • Having been through this process a few times, my experience with MortgageKey was excellent. Leona spent the time to understand my requirements, which ...
    Amie
  • I can’t recommend this company enough. Claire was awesome in coming back to me with options and within 48hours I had a agreement in principle. Mort...
    A Patel
  • The whole process was smooth and we are very happy.
    Ian Jeavons
  • Amazing service they work hard to get you the best deal. Our case worker Leonie was fantastic. A service worth every penny. Highly recommended.
    Stephen and james
  • Fantastic service- simple to use and found us a great deal! Would highly recommend
    Sarah
  • I contacted you on line and found your service to be excellent, fast and efficient
    TAJDIN CHARANIA
  • Over the phone Application for Life insurance: agreeable member of staff, very professional, I was absolutely satisfied with the way this was conducte...
    Roxane Keabou
  • I found Linda to be highly efficient, focused & offered lots of time with explanation every step of the way. Linda worked to my pace & made herself a...
    customer
  • Very easy and accessible service. Excellent advice and knowledge. As a first time buyer the support was outstanding. The communication has been above ...
    Stephanie E
  • Fantastic service.
    Louise
  • Very friendly. Responded quickly kept us upto date all the time. Would recommend.
    Kathleen Walpole
  • Looking for a mortgage broker during the uncertainty of the pandemic was nerve-wracking. After contacting MortgageKey, I knew from the first call that...
    Roxane Keabou
  • Great service very helpful.
    Sar

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