Award Winning Remortgage Deals

Time to change your deal and free up more cash?

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Mortgage Enquiries

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Mortgages Accepted

Want to reduce your monthly mortgage payments or free up cash to reinvest?

A remortgage could be your answer and bring more financial stability. Our team will find the best deal to suit you.

Why choose MortgageKey to Remortgage?

Free and friendly advice

There are no obligations or fees for consulting our experts

Easy and stress-free

We pride ourselves on taking away the stress and fear of financial planning

Huge range of deals

We’ll compare thousands of deals to get you the best offers, tailored to your situation

Award-winning expertise

We’re recognised for our fantastic range of products and great relationships with lenders

Award-winning mortgage and loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

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Infographics

Making mortgages and loans simpler to understand is our key skill, and our infographics do just that!

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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Remortgaging - Your Questions Answered

Put simply, remortgaging means paying off one mortgage with the proceeds acquired from a new deal, using the same property as security. The lower your loan is to the total value of the property, the lower rates and repayments will be.

When is the right time to remortgage?

Most people look to remortgage as soon as the fixed rate on their current mortgage deal comes to an end. This is to avoid moving to a lender's Standard Variable Rate (SVR), which are usually higher than that of a new mortgage deal.  You can often remortgage before this occurs though.

How can a remortgage help me?

Many people look to reduce their monthly payments or interest rates, therefore freeing up more spare cash each month. Others look to fix their rate to avoid future inflation. You may want to pay off your mortgage faster, or raise capital to reinvest in your home.

Can I remortgage to consolidate my debts?

Yes, you can compile all of your outstanding debts into one manageable monthly payment and reduce the monthly financial pressure. This will help you to keep up with repayments, avoid late payment charges and increasing interest rates.

Which Remortgage deal should we choose?

Each individual’s circumstances will be different. Therefore, each mortgage product will be different. Often, remortgage deals are tailored to each person’s needs, property and financial situation, so it’s best to seek further advice from qualified personnel before taking action.

What our clients are saying

  • Good communication from Mortgagekey, and so far so good, all seems to be going well. Would have no hesitation in recommending Mortgagekey.
    Wendy Wright
  • Wonderful service. As a first time buyer I would not hesitate to recommend. Thank you !!!
    Michael Spaul
  • As always, this is the second time I have used Mortgagekey. Everything is always seamless. There is no stress. Everything ticks along nicely in the ba...
    Catherine Howard
  • Efficient , great customer service and an easy process.
    Leila
  • Excellent service from the guys at Mortgage Key. Callum was amazing. Georgia and Gareth were awesome too. WELL DONE
    Mr Mohammad Razak
  • Excellent Service.
    K Gill
  • Great staff very helpful, they keep you upto date with everything.
    Mr M Shafqat
  • Absolutely amazing couldn’t have asked for a better mortgage company.
    Amy
  • Mortgagekey have been excellent so far in helping me and my partner, always happy to help and keep us up to date with the status of our mortgage appli...
    Harrison
  • A perfect customer experience from start to finish: knowledgeable, reliable and lovely to talk to. Thank you Sally! X
    Michael Spaul
  • Extremely efficient and friendly and nothing is too much, they keep you informed every step of the way excellent service would highly recommend.
    Leanne Palmer
  • I have used Mortgagekey to remortgage two properties three times now. They have been excellent at every step of the way - and they got us great rates!
    JOHN
  • I would recommend mortgagekey because their professional service and keeping on top of things in a very difficult time and always keeping me up to da...
    Anthony
  • Within a couple of hours Jamie had found us a lender after we were let down by our own bank that we have been with for over 30 years. Everything went ...
    David
  • Absolutely amazing service! Rory was fantastic from beginning to end- reassured me no end too! I would strongly recommend using Mortgage Key to anyo...
    S M Dalby
  • Excellent help to get a remortgage . Thank you . Efficient and knowledgeable.
    Laura R
  • Dealing with mortgage key has been effortless. Callum has made me feel at ease during the whole process and to be honest I cannot think of one bad thi...
    Daniel Mitchell
  • Always give excellent advice and service
    Nicola Rice
  • Really good service with these guys. The whole team were really informative through out even through the covid 19 pandemic! Couldn’t recommend more!...
    Leo Berry
  • Excellent service..very friendly and knowledgeable advisors...thank you Tracy..I can thoroughly recommend them. This is the fourth time I've used them...
    Pamela Davey

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