House Purchase Mortgages

Helping your move go as smoothly as possible

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Mortgage Enquiries

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Mortgages Accepted

On the move? What happens to your current mortgage?

House purchase mortgages are ideal for those moving home and looking to transfer a mortgage, or secure a new and better deal.

If you’re moving, our team can advise on whether it’s wise to renegotiate with your current lender, or seek a new provider.

Why choose MortgageKey for House Purchase Mortgages

Great offers at speed

Our advisors are available Mon-Fri from 9am-8pm, giving you plenty of opportunity to seek a quick overview of what deal you could get.

We’re house purchase experts

Our mortgage experts will provide quality advice based on your personal circumstances, finding a specific mortgage product suited to you.

We’re completely independent

We’ve no tie-ins with certain lenders. As we’re fully independent and unbiased our focus is always solely on finding the best option for you.

Pay nothing until completion

We don’t ask for any payment until you are completely satisfied and a mortgage deal is completed

Award-winning mortgage and loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

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Infographics

Making mortgages and loans simpler to understand is our key skill, and our infographics do just that!

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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House Purchase Mortgages – Your Questions Answered

Securing a house purchase mortgage can be challenging, especially when you’ve already set your sights on your ideal next home.

Our team of MortgageKey experts are highly-experienced in securing and renegotiating mortgages when you’re on the move.

I’m moving house. Can I secure a better house purchase mortgage deal?

In short, yes you may be able to. The current mortgage climate is very aggressive and this can lead to some attractive offers for prospective lenders. Always factor in any arrangement fees or other costs, so that the headline figure remains attractive. Also keep in mind is any penalties involved with exiting your current mortgage deal earlier than anticipated.

Which lenders are the best for house purchase mortgages?

Moving house can be an ideal time to compare mortgage offers again and seek a better rate, but of course sticking with your current lender can reduce the stress and administration involved. At MortgageKey our industry experts take the time to compare and search through thousands of house purchase mortgage deals from leading providers, so they can present you with the options they believe are right for you.

Are there any potential pitfalls with house purchase mortgages?

If you are downsizing there should be no issue, as you’re not borrowing more money. However, if it’s a move up in property size and you’re applying for a new mortgage, you can incur further credit checks, and the criteria may have changed since you last went through the process, so prepare yourself for further financial scrutiny. If you discover that you are ineligible under the new criteria, you may be left without an option.

How can MortgageKey help with a house purchase mortgage?

Our team of specialists will assess your current situation and search and compare thousands of house purchase mortgage deals to tailor a deal which works best for you, aiming to secure you a better mortgage rate. We will consider these offers against transferring your mortgage from your existing property to your new one, which is often the smoothest and most swift process.

What our clients are saying

  • Very pleased all staff very helpful. would use again.
    andrew richards
  • excellent service megan was a delight to deal with
    NEIL S
  • easy and very quick,got a good deal thanks
    Mr Whiting
  • Excellent service..
    Olalere
  • I really cannot fault Mortgagekey at all. From start to finish the staff were helpful and gave good advice, as well as keeping me updated with regard...
    marie baldwin
  • Really great efficient service with great product sourced
    Claire Parker
  • We had difficulty obtaining and mortgage and further difficulty completing our remortgage but Mortgage Key supported us every step of they way. They ...
    Laura-Joy Tallett
  • First class,quick,efficient and friendly.
    Paul Galluccio
  • Lots of communication throughout, very efficient company.
    Billy
  • Mortgagekey were fantastic in helping me and my partner with securing mortgage on our new home. Georgia Hardcastle was superb from professional point ...
    Mr T
  • Very fast efficient service
    David
  • Karl Rayne was excellent, he found me a super deal and kept me up to date at every step of the way. Thanks.
    Nicole Varwell
  • Good communication from Mortgagekey, and so far so good, all seems to be going well. Would have no hesitation in recommending Mortgagekey.
    Wendy Wright
  • Wonderful service. As a first time buyer I would not hesitate to recommend. Thank you !!!
    Michael Spaul
  • As always, this is the second time I have used Mortgagekey. Everything is always seamless. There is no stress. Everything ticks along nicely in the ba...
    Catherine Howard
  • Efficient , great customer service and an easy process.
    Leila
  • Excellent service from the guys at Mortgage Key. Callum was amazing. Georgia and Gareth were awesome too. WELL DONE
    Mr Mohammad Razak
  • Excellent Service.
    K Gill
  • Great staff very helpful, they keep you upto date with everything.
    Mr M Shafqat
  • Absolutely amazing couldn’t have asked for a better mortgage company.
    Amy

Trusted by our clients

Ready to talk? Speak to an expert today: 0800 077 8980