House Purchase Mortgages

Helping your move go as smoothly as possible

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Mortgage Enquiries

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Mortgages Accepted

On the move? What happens to your current mortgage?

House purchase mortgages are ideal for those moving home and looking to transfer a mortgage, or secure a new and better deal.

If you’re moving, our team can advise on whether it’s wise to renegotiate with your current lender, or seek a new provider.

Why choose MortgageKey for House Purchase Mortgages

Great offers at speed

Our advisors are available Mon-Fri from 9am-8pm, giving you plenty of opportunity to seek a quick overview of what deal you could get.

We’re house purchase experts

Our mortgage experts will provide quality advice based on your personal circumstances, finding a specific mortgage product suited to you.

We’re completely independent

We’ve no tie-ins with certain lenders. As we’re fully independent and unbiased our focus is always solely on finding the best option for you.

Pay nothing until completion

We don’t ask for any payment until you are completely satisfied and a mortgage deal is completed

Award-winning mortgage and loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

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Infographics

Making mortgages and loans simpler to understand is our key skill, and our infographics do just that!

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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House Purchase Mortgages – Your Questions Answered

Securing a house purchase mortgage can be challenging, especially when you’ve already set your sights on your ideal next home.

Our team of MortgageKey experts are highly-experienced in securing and renegotiating mortgages when you’re on the move.

I’m moving house. Can I secure a better house purchase mortgage deal?

In short, yes you may be able to. The current mortgage climate is very aggressive and this can lead to some attractive offers for prospective lenders. Always factor in any arrangement fees or other costs, so that the headline figure remains attractive. Also keep in mind is any penalties involved with exiting your current mortgage deal earlier than anticipated.

Which lenders are the best for house purchase mortgages?

Moving house can be an ideal time to compare mortgage offers again and seek a better rate, but of course sticking with your current lender can reduce the stress and administration involved. At MortgageKey our industry experts take the time to compare and search through thousands of house purchase mortgage deals from leading providers, so they can present you with the options they believe are right for you.

Are there any potential pitfalls with house purchase mortgages?

If you are downsizing there should be no issue, as you’re not borrowing more money. However, if it’s a move up in property size and you’re applying for a new mortgage, you can incur further credit checks, and the criteria may have changed since you last went through the process, so prepare yourself for further financial scrutiny. If you discover that you are ineligible under the new criteria, you may be left without an option.

How can MortgageKey help with a house purchase mortgage?

Our team of specialists will assess your current situation and search and compare thousands of house purchase mortgage deals to tailor a deal which works best for you, aiming to secure you a better mortgage rate. We will consider these offers against transferring your mortgage from your existing property to your new one, which is often the smoothest and most swift process.

What our clients are saying

  • Would like to start by saying that Mortgagekey are worth their weight in gold. My partner and I never dreamed of being accepted for a mortgage but th...
    Daniel Beech
  • Very efficient service and achieved what we were looking for
    S FRANCIS
  • I had a missed payment on my record and all major lenders turned down my application. Mortgagekey helped me get a mortgage and got accepted, underwrit...
    Peter M
  • Customer service was amazing start to end, made the whole process very easy.
    Nisar Ahmed
  • We have been talking to Mortgage Key in regards to our first mortgage. Although we have not finished the process, we are extremely happy with the serv...
    Ashleigh
  • You provided me very good and impressive service, very nice staff.
    Mj Li
  • Excellent service, very helpful! Im a first time buyer and mortgage key helped me understand the process and explained everything to me, would recomme...
    valerie
  • Having been through this process a few times, my experience with MortgageKey was excellent. Leona spent the time to understand my requirements, which ...
    Amie
  • I can’t recommend this company enough. Claire was awesome in coming back to me with options and within 48hours I had a agreement in principle. Mort...
    A Patel
  • The whole process was smooth and we are very happy.
    Ian Jeavons
  • Amazing service they work hard to get you the best deal. Our case worker Leonie was fantastic. A service worth every penny. Highly recommended.
    Stephen and james
  • Fantastic service- simple to use and found us a great deal! Would highly recommend
    Sarah
  • I contacted you on line and found your service to be excellent, fast and efficient
    TAJDIN CHARANIA
  • Over the phone Application for Life insurance: agreeable member of staff, very professional, I was absolutely satisfied with the way this was conducte...
    Roxane Keabou
  • I found Linda to be highly efficient, focused & offered lots of time with explanation every step of the way. Linda worked to my pace & made herself a...
    customer
  • Very easy and accessible service. Excellent advice and knowledge. As a first time buyer the support was outstanding. The communication has been above ...
    Stephanie E
  • Fantastic service.
    Louise
  • Very friendly. Responded quickly kept us upto date all the time. Would recommend.
    Kathleen Walpole
  • Looking for a mortgage broker during the uncertainty of the pandemic was nerve-wracking. After contacting MortgageKey, I knew from the first call that...
    Roxane Keabou
  • Great service very helpful.
    Sar

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Ready to talk? Speak to an expert today: 0800 077 8980