House purchase mortgages are ideal for those moving home and looking to transfer a mortgage, or secure a new and better deal.
If you’re moving, our team can advise on whether it’s wise to renegotiate with your current lender, or seek a new provider.
Our advisors are available Mon-Fri from 9am-8pm, giving you plenty of opportunity to seek a quick overview of what deal you could get.
Our mortgage experts will provide quality advice based on your personal circumstances, finding a specific mortgage product suited to you.
We’ve no tie-ins with certain lenders. As we’re fully independent and unbiased our focus is always solely on finding the best option for you.
We don’t ask for any payment until you are completely satisfied and a mortgage deal is completed
Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a loan – finding the very best deals for you and your family.
Securing a house purchase mortgage can be challenging, especially when you’ve already set your sights on your ideal next home.
Our team of MortgageKey experts are highly-experienced in securing and renegotiating mortgages when you’re on the move.
In short, yes you may be able to. The current mortgage climate is very aggressive and this can lead to some attractive offers for prospective lenders. Always factor in any arrangement fees or other costs, so that the headline figure remains attractive. Also keep in mind is any penalties involved with exiting your current mortgage deal earlier than anticipated.
Moving house can be an ideal time to compare mortgage offers again and seek a better rate, but of course sticking with your current lender can reduce the stress and administration involved. At MortgageKey our industry experts take the time to compare and search through thousands of house purchase mortgage deals from leading providers, so they can present you with the options they believe are right for you.
If you are downsizing there should be no issue, as you’re not borrowing more money. However, if it’s a move up in property size and you’re applying for a new mortgage, you can incur further credit checks, and the criteria may have changed since you last went through the process, so prepare yourself for further financial scrutiny. If you discover that you are ineligible under the new criteria, you may be left without an option.
Our team of specialists will assess your current situation and search and compare thousands of house purchase mortgage deals to tailor a deal which works best for you, aiming to secure you a better mortgage rate. We will consider these offers against transferring your mortgage from your existing property to your new one, which is often the smoothest and most swift process.
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