Bad Credit Secured Loans

Bad Credit? We Can Still Help You Secure a Loan

It’s no secret that if you have a bad credit rating, it’s significantly more challenging to secure a loan.

That’s why it is important to turn to a specialist team like our expert arm Loankey, who can access secured and unsecured loans for bad credit ratings to suit each individual circumstance.

Why Choose Us for Bad Credit Secured Loans

A Personal Service

Our experienced and knowledge team provide a personal service with clear and friendly advice

Large Panel of Lenders

As we have access to a large panel of lenders, we can find the right loan to suit your circumstances, from £3,000 to £500,000.

Stress Free and Speedy

Our in-house team liaises with lenders on your behalf, with approved loans often transferred between 21 and 28 days.

No Obligation

Our advice comes with no obligation to take the loans available for you – so there’s no harm researching.

Award-winning mortgage and Secured loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a Secured loan – finding the very best deals for you and your family.

Think Carefully Before Securing Debts Against Your Property.

Your Home Maybe Repossessed If You Do Not Keep Up With Your Repayments.

What our clients are saying

★★★★★

What a great service, Karl our mortgage Manager was prompt,& gave clear honest advice & made things hassle free, well done Karl, a great service, and ...

Dear Mr Kane
★★★★★

Fast efficient service, Excelent customer service

Mike gray
★★★★★

Exceptional service from start to finish

Louise Ashdown
★★★★★

Very knowledgeable team kept me updated and explained things as I didn’t have a clue got my mortgage offer very quickly

Rachel Steward
★★★★★

Karl who I was dealing with was very helpful,contacted me on time every time and emailed me straight away with all details etc Would highly recommend...

Catharyn
★★★★★

Excellent service from the start great communication and explanation of the process

mark havard
★★★★★

I have worked with lots of advisor and can easily say that Zoe has been the best in business. She has helped me secure great mortgage deals for 3 of m...

Syed
★★★★★

Clear communication, fast service and always kept us informed.

Davison
★★★★★

A brilliant service from these guys always on hand to help with anything Michael ncube Emma Watson Amelia Fletcher and Abby watts are a credit to Mort...

darren carr
★★★★★

From start to finish MortgageKey have been so efficient in everything that needed doing whilst moving house. They’ve always been in contact and kept...

Laura
★★★★★

Great service from start to finish, seamless transition, highly recommended.....

Jason Allaway
★★★★★

Company was good and informative..bit of a mess with the automatic message..but not bad

Gordon Rowntree
★★★★★

The services that MORTGAGEKEY rendered were very smooth and made remortgaging so easy and simple. Their friendly approach was also great. NO HICKUPS.

MICHAEL AGUNBIADE
★★★★★

Great company, the team are so helpful and really make the mortgage process simple, seamless and hassle free, they research best product and do all of...

Cheryl Evans
★★★★★

Excellent service really helpful.

Nicola Rice
★★★★★

She is too good with customer service

Badsha Miah
★★★★★

The advice i got was excellent and they were very helpful and polite

Mr Pepper
★★★★★

Easy to deal with. Clear advice and competitive products.

Stuart Nightingale
★★★★★

Fantastic customer service! Thank you to Victoria Gibbins for her advice and support throughout the mortgage process. We were kept informed through ou...

Miss McCracken
★★★★★

Dealing with Joshua Holford who was helpful, efficient and always quick to answer calls and queries. A very good all round service which I would recom...

Ross Jones

Trusted by our clients

Ready to talk? Speak to an expert today: 01482 306666

MortgageKey is a trading style of OSL Financial Consultancy Limited which is authorized and regulated by the Financial Conduct Authority (Our Financial Services Reference number is 747664).

The Financial Conduct Authority do not regulate most types of Buy to Let Mortgage Advice.

OSL Financial Consultancy Limited, POBOX 746, Hull, HU10 9BP. Company Reg: 06810395 | ICO: ZA115179

Registered Address, The Barn, Bigby, Lincs, DN38 6EE

Your home may be repossessed if you do not keep up repayments on your mortgage.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. WE ARE A BROKER NOT A LENDER. APR IS DEPENDENT ON YOUR INDIVIDUAL CIRCUMSTANCES. A BROKER FEE OF UP TO 12.5% CAPPED AT £4,950, MAY BE PAYABLE ON COMPLETION DEPENDING ON YOUR INDIVIDUAL CIRCUMSTANCES FOR SECOND CHARGE MORTGAGES AND SPECIALIST LENDERS. LENDER FEES MAY ALSO APPLY. THE ACTUAL APRC RATE AVAILABLE WILL DEPEND ON YOUR INDIVIDUAL CIRCUMSTANCES. LOANS AND MORTGAGES ARE SUBJECT TO STATUS. PLEASE ASK FOR A PERSONALISED ILLUSTRATION. LOANS ARE SECURED ON PROPERTY. WE ARRANGE LOANS AND MORTGAGES FROM A PANEL OF LENDERS. WE WILL RECEIVE A COMMISSION FROM THE LENDER UPON COMPLETION.

SECURED LOANS

Rates from 4.5% APRC variable.

Minimum loan term 3 years. Maximum loan term 35 years.

We also have a range of plans with rates up to 65.2% allowing us to help customers with a range of credit problems. Typical 10.9% APRC variable. Representative example: if you borrow £10,000 over 10 years at an Annual Interest Rate of 6.7% (variable) you would make 120 payments of £134.56 per month. The total amount repayable will be £16147.20 (This includes a lender fee of £495 and a broker fee of £700 which have been added to the loan.) The overall cost for comparison is 10.9% APRC representative. Maximum APRC 65.2%