Bad Credit Secured Loans
Bad Credit? We Can Still Help You Secure a Loan
Guided in right direction
Brilliant from start to finish really helpful and guided us in right direction will use again in the future.
Gavin Connellan
It’s no secret that if you have a bad credit rating, it’s significantly more challenging to secure a loan.
That’s why it’s important to seek specialist support to explore secured loan options that suit your individual circumstances, even if you have a poor credit history. Expert guidance can help you understand the options available and make a more informed decision based on your needs and budget.
Why Choose Us for Bad Credit Secured Loans?
A Personal Service
Our experienced and knowledge team provide a personal service with clear and friendly advice
Large Panel of Lenders
As we have access to a large panel of lenders, we can find the right loan to suit your circumstances, from £3,000 to £500,000.
Stress Free and Speedy
Our in-house team liaises with lenders on your behalf, with approved loans often transferred between 21 and 28 days.
No Obligation
Our advice comes with no obligation to take the loans available for you – so there’s no harm researching.
How we work
- We find the deals on a ‘no obligation’ basis – meaning there’s nothing for you to pay if you don’t like the deals we find.
- We trawl the market researching hundreds of possible lenders and packages, to find you the very best deal.
- We guide you through the entire process of buying your home or taking out a new mortgage or loan, from application to completion.
Not only have we helped over 31,000 customers,
but we also pride ourselves on our level of excellence
Clear and concise knowledge by all colleagues on the team. We were kept up to date and never had to chase up on anything.
Sally Bradbury
Very professional, everything was simply explained. Communication was extremely good.
Douglas Carr
Everything was well organised and smooth and no problems or niggles. The product range we weren't able to access elsewhere.
Rebecca Sanderson
Fast, reliable and consistent service. Great team who communicate effectively!
Liam Dunn
Despite having a poor credit rating Mortgage Key helped us find an excellent product with competitive rates. Well done to the team!
Justin Morris
Brilliant from start to finish really helpful and guided us in right direction will use again in the future.
Gavin Connellan
Prompt attention. Polite, informative and not pressurised in anyway. They have provided information all of the way and we’re extremely helpful.
Alison Fidoe
First class service.Would highly recommend anyone thinking of using them. 10/10 from me.
John Barber
Over 3000 excellent reviews
Want to know more?
Illustrative example for secured loans and second charge mortgages, If you borrow £20,000 over 10 years, with a £1,995 broker fee and a £595 lender fee added to the loan, your starting loan balance would be £22,590. Based on a fixed interest rate of 7.4% for the first five years, followed by the lender’s standard variable rate of 7.9% for the remaining five years, you would make 60 monthly payments of approximately £266.97. 60 monthly payments of approximately £270.15. The total amount repayable would be approximately £32,227.16. The variable rate could change, meaning your payments and total repayable could also change. We are a broker, not a lender. Loans are subject to status and lender approval.
Based on these assumptions, my indicative calculation is 10.9%, but I wouldn’t publish that as a representative APRC yet. The lender or compliance team should verify the regulatory APRC, payment dates and any other compulsory costs. Secured Loans have a minimum term of 36 months to a maximum term of 360 months. Maximum APRC charged 29%.