Bad Credit Secured Loans

Bad Credit? We Can Still Help You Secure a Loan

It’s no secret that if you have a bad credit rating, it’s significantly more challenging to secure a loan.

That’s why it is important to turn to a specialist team like our expert arm Loankey, who can access secured and unsecured loans for bad credit ratings to suit each individual circumstance.

Why Choose Us for Bad Credit Secured Loans

A Personal Service

Our experienced and knowledge team provide a personal service with clear and friendly advice

Large Panel of Lenders

As we have access to a large panel of lenders, we can find the right loan to suit your circumstances, from £3,000 to £500,000.

Stress Free and Speedy

Our in-house team liaises with lenders on your behalf, with approved loans often transferred between 21 and 28 days.

No Obligation

Our advice comes with no obligation to take the loans available for you – so there’s no harm researching.

Award-winning mortgage and Secured loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a Secured loan – finding the very best deals for you and your family.

Think Carefully Before Securing Debts Against Your Property.

Your Home Maybe Repossessed If You Do Not Keep Up With Your Repayments.

What our clients are saying

★★★★★

Speedy service. And very helpful staff!

Clair Clegg
★★★★★

Absolutely superb from Laura. Put my mind at rest and took care of everything within 30

Paul Morphey
★★★★★

We've used mortgagekey several times for both moving and remortgaging. We always receive a fast, friendly and helpful service, and this time was no d...

customer
★★★★★

Really helpful and quick, I had little to no credit rating and they were fantastic I now have a mortgage fully approved!!

Martin Gawler
★★★★★

Always had a fast, friendly and reliable service from MortgageKey. Recommended 100%

customer
★★★★★

I recently did a re mortgage with this company, my situation was a little less straight forward than a normal one. My advisors were Linda Melia, and ...

Matt
★★★★★

I am writing to express my heartfelt gratitude and admiration for the outstanding service provided by Liam Smith at Mortgage Key. Throughout our mortg...

Kelly Wright
★★★★★

Excellent service and friendly staff. The team also explained everything and kept me up to date regularly.

David Saunders
★★★★★

If I could give more stars I most certainly would! This is an honest review. I simply cannot thank Mortgage key enough. Specifically Josh and Amelia. ...

Michelle
★★★★★

Very friendly team. We initially started with Harry. He was polite, informative and very understanding Lovely guy along with his colleagues. Would re...

Caron
★★★★★

I owe the swiftness of my purchase of a house to Laura H and the team at Mortgage Key. This was the first time I had bought a house by myself and the ...

E Freeman
★★★★★

Great service. Laura really listed to what I needed and matched product to my requirements. Would definitely recommend

Mr/s Short
★★★★★

Absolutely fantastic service yet again Connor Amelia and Carl amazing service delivered yet again but I knew this anyway Absolutely fabulous and so ...

Emma Williams
★★★★★

Very quick and efficient throughout the whole process, which takes away some stresses of moving house. Great communication and updates throughout each...

Laura
★★★★★

Would definitely recommend Mortgage Key

Miss Mccann
★★★★★

I'm very happy with the fantastic service. Thank you.

Nick Colquhoun
★★★★★

Experienced and helpful from start to finish. Harry Burkill gave great advice for my BTL mortgage and the rest of the team very efficient!

Liam Dunn
★★★★★

Dayle was absolutely first class throughout. Couldn’t recommend highly enough.

Jordan
★★★★★

Mortgage Key has helped me secure my mortgage very quickly and in a very helpful and professional manner. All the staff that I have dealt with was ver...

Nazia Shamim
★★★★★

I have been dealing with for years now and tgeg are reliable, competent and experienced in mortgage advisor.

Olalere

Trusted by our clients

Ready to talk? Speak to an expert today: 0800 077 8980

MortgageKey is a trading style of OSL Financial Consultancy Limited which is authorized and regulated by the Financial Conduct Authority (Our Financial Services Reference number is 747664).

The Financial Conduct Authority do not regulate most types of Buy to Let Mortgage Advice.

OSL Financial Consultancy Limited, 109 Ferriby Road, Humber View, Hesslewood Business Park, Hessle, East Yorkshire, HU13 0JA. Company Reg: 06810395 | ICO: ZA115179

Your home may be repossessed if you do not keep up repayments on your mortgage.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. WE ARE A BROKER NOT A LENDER. APR IS DEPENDENT ON YOUR INDIVIDUAL CIRCUMSTANCES. A BROKER FEE OF UP TO 12.5% CAPPED AT £4,950, MAY BE PAYABLE ON COMPLETION DEPENDING ON YOUR INDIVIDUAL CIRCUMSTANCES FOR SECOND CHARGE MORTGAGES AND SPECIALIST LENDERS. LENDER FEES MAY ALSO APPLY. THE ACTUAL APRC RATE AVAILABLE WILL DEPEND ON YOUR INDIVIDUAL CIRCUMSTANCES. LOANS AND MORTGAGES ARE SUBJECT TO STATUS. PLEASE ASK FOR A PERSONALISED ILLUSTRATION. LOANS ARE SECURED ON PROPERTY. WE ARRANGE LOANS AND MORTGAGES FROM A PANEL OF LENDERS. WE WILL RECEIVE A COMMISSION FROM THE LENDER UPON COMPLETION.

SECURED LOANS

Rates from 4.5% APRC variable.

Minimum loan term 3 years. Maximum loan term 35 years.

We also have a range of plans with rates up to 65.2% allowing us to help customers with a range of credit problems. Typical 10.9% APRC variable. Representative example: if you borrow £10,000 over 10 years at an Annual Interest Rate of 6.7% (variable) you would make 120 payments of £134.56 per month. The total amount repayable will be £16147.20 (This includes a lender fee of £495 and a broker fee of £700 which have been added to the loan.) The overall cost for comparison is 10.9% APRC representative. Maximum APRC 65.2%