Contractor Mortgages

Specialist Mortgages for Contractor and Freelancers

Securing a mortgage as a contractor of freelancer may seem daunting - but at MortgageKey we have a track record of helping people find highly competitive deals.

And as many lenders now make offers purely on daily contract rates – not years of company accounts – you could secure a mortgage as soon as you start contracting.

Why Choose MortgageKey for Contractor Mortgages?

We know the contractor mortgage market

Our team’s knowledge of the contractor mortgage market, and excellent relationships with lenders, ensure you get the best offers

We’re completely independent

We’ve no tie-ins with certain lenders. As we’re fully independent and unbiased our focus is solely on finding the best option for you

Pay nothing until completion

We don’t ask for any payment until your self-build mortgage deal is complete

Tailored Mortgage Advice

We’re recognised for our fantastic service and great relationships with Lenders

Award-winning mortgage and loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

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Infographics

Making mortgages and loans simpler to understand is our key skill, and our infographics do just that!

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR PROPERTY.

YOUR HOME MAYBE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR REPAYMENTS.

Representative APRC 3.5% Variable

Representative Example: Annual Interest rate of 2.44% fixed for 2 Years followed by 3.59% for the remaining term. Representative 3.50% APRC Variable. Based on borrowing of 150,000 over 17 years repayments of £899 per month. Total amount repayable £198,466. Includes Lender Fee of £995 and Broker Fee of £695.

What our clients are saying

  • Mortgagekey were able find us a product that suited our needs and ticked all the boxes. Ashleigh our mortgage adviser was attentive, efficient and ver...
    customer
  • Found them online. Easy to deal with and came back quickly with some great mortgage products, at prices I couldn't better anywhere else. I've dealt ...
    Tristan Kemp
  • My mortgage is ready to complete and I couldn’t be happier with the advice from Jamie Melling.
    John Chapman-Chapo
  • Friendly and helpful without being pushy.
    Matt Huckstep
  • These guys were very helpful and it also ended up being free of charge!
    Aidan Milburn
  • Jamie Melling was very good and fast in the way he deal with me caes.
    Edidem Nteyoho
  • Morgage key is fast and efficient and always kept me updated with any news , would definitely recommend this service
    lynn
  • Amazingly good service
    T & M
  • Simple and easy way to switch Lifetime mortgages and save money.
    Sid
  • Very good, helpful and responsive. A great service
    Adam Johnstone
  • Excellent service from the very beginning. I was constantly updated and all the staff I dealt with were very caring and professional. Will highly reco...
    Joshi Bhopalsingh
  • 1st time buyer. Rory was very patient and answered all questions i asked. Great customer service. Would recommend him.
    T Lloyd
  • Rory has been supurb hes told me more in 4hrs than my own bank has in 6 months been very smooth so far been keeping me up to date if not every day eve...
    marc kyte
  • After being told by London and country that they could not find a mortgage for me ( fair credit score and a buy to let property) I contacted mortgagek...
    RA
  • Excellent service from Mortgagekey, efficient and friendly. They ensure what can be a stressful process a straightforward procedure.
    Brian Armour
  • Really great service by every staff member I dealt with. Zoe got us a high street lender when other advisors told us this wouldn’t be possible, woul...
    Miss JENNINGS
  • Excellent care throughout the entire process. Kept up to date at every stage of the application. Very happy with everything and delighted with the ou...
    Watsy15
  • Wanted to remortgage rang up mortgage key spoke to Sam Scott he was absolutely brilliant from setting up the mortgage right though to complete me and ...
    Gary Ridyard
  • Zoe is amazing 10 out of 10
    Bridget
  • Excellent customer service x Jamie made the switch so easy and hassle free. Very friendly, helpful and professional. Would highly recommend 👍...
    Theresa McDade

Trusted by our clients

Ready to talk? Speak to an expert today: 0800 077 8980