Shared Ownership Mortgages

Perfect for Getting a Foot on the Property Ladder

Fed-up of renting or living with friends or relatives and itching to get onto the property ladder, but don’t have the budget to buy outright?

Shared Ownership Mortgages are aimed at helping lower income households onto the property ladder by buying a share of between 25% and 75% of a housing association property, paying rent on just the remaining share.

Why Choose MortgageKey for Shared Ownership Mortgages

We know the market

Our team’s knowledge of the shared ownership mortgage market, and excellent relationships with lenders, ensure you get the best offers

Thousands of deals considered

We search and compare thousands of shared ownership mortgage lenders to find a deal tailor-made to meet your needs

We’re completely independent

We’ve no tie-ins with certain lenders. As we’re fully independent and unbiased our focus is solely on finding the best option for you

Pay nothing until completion

Our quotes come with no obligation and we won’t ask for any payment until your shared ownership mortgage deal is complete

Award-winning mortgage and Secured loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a Secured loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

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Infographics

Making mortgages and loans simpler to understand is our key skill, and our infographics do just that!

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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Think Carefully Before Securing Debts Against Your Property.

Your Home Maybe Repossessed If You Do Not Keep Up With Your Repayments.

What our clients are saying

  • ★★★★★
    Efficient , simple and quick
    MR NICHOLAS CANDLIN
  • ★★★★★
    From application to completion took a little over 3 weeks only
    Paul Gregory Mead
  • ★★★★★
    Second to none!!! Soo impressive it’s unbelievable! Literally from initial chat to mortgage offer in a matter of days!! Zoe, you are one in a millio...
    MRS L GRANCEROF
  • ★★★★★
    Today marks the completion of property purchase, and I truly feel that a 5-star rating is not enough to express my gratitude to the incredible team â€...
    Jong Kim
  • ★★★★★
    I’ve been using Jamie at Mortgage key for the last 5 years. He has been excellent. Clear guidance with many options. Always answers any questions I ...
    Kristian
  • ★★★★★
    Got me what I wanted
    Tony Walsh
  • ★★★★★
    This is one of the best companies I have ever dealt with. The whole team are great professionals. Connor Phillips did my 2 mortgage deals with very...
    Millicent
  • ★★★★★
    All of the people I delt with were extremely helpful and sorted everything out with such speed. Thanks to you all very much .
    Trevor Henry
  • ★★★★★
    Very clear on process and informative so making it all an easy understanding process
    Craig Dace
  • ★★★★★
    Easy experience so far
    Zac
  • ★★★★★
    Rory called me to remind me about my rate switch and dealt with the process very efficiently to my benefit.
    Bharti Raja
  • ★★★★★
    easy and friendly, provide excellent service. I have no hesitation in recommending to others for their mortgage needs.
    Mrs Hassan Khan
  • ★★★★★
    Previous experience of using MortgageKey. All staff are helpful, polite and extremely efficient.
    Graham
  • ★★★★★
    Very helpful and easiliy explained.
    Carol Smedley
  • ★★★★★
    Excellent. Service
    Kenneth Povey
  • ★★★★★
    We can’t speak highly enough of the service we received from Jamie Money at Mortgage Key. From the very first conversation, Jamie was knowledgeable,...
    Richard Carter
  • ★★★★★
    Excellent, we would highly recommend Heywood Yorke at MortgageKey in particular. He was thorough and transparent throughout the process, finding us th...
    Faye H
  • ★★★★★
    Moved two of our BTL to a much lower rate- very smooth and efficient. Saved us a substantial amount each month. Would recommend.
    Dave Hazel
  • ★★★★★
    I was kept informed of every stage of my remortgage. Excellent customer service. There was always opportunity to go through anything I was unsure of...
    MISS SHARON ALLEN
  • ★★★★★
    Tracey and Shannon were amazing to work with. Tracey’s in-depth knowledge was impressive, and thanks to her expertise, we managed to secure the best...
    Mayur

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