Interest Only Mortgages

What is an Interest Only Mortgage?

With an Interest Only Mortgage your payment to the Lender covers only the interest on your mortgage. Whilst your monthly payments may be lower than with a Repayment Mortgage at the end of your mortgage term you will need to repay the original mortgage amount to the lender. With an interest Only mortgage you will pay interest on the full mortgage amount for the whole mortgage term, this will mean you will pay more in interest than you would on a repayment mortgage.

Why Choose MortgageKey for Interest Only Mortgages

We know the market

Our team’s knowledge of the interest only mortgage market, and excellent relationships with lenders, ensure you get the best offers.

Thousands of deals considered

We search and compare thousands of interest only mortgage deals to tailor a deal which is best suited to your current needs.

We’re completely independent

We’ve no tie-ins with certain lenders. As we’re fully independent and unbiased our focus is solely on finding the best option for you.

Pay nothing until completion

We don’t ask for any payment until we've found the right deal for you and your mortgage deal is complete.

Award-winning mortgage and Secured loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a Secured loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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Think Carefully Before Securing Debts Against Your Property.

Your Home Maybe Repossessed If You Do Not Keep Up With Your Repayments.

What our clients are saying

  • What a great service, Karl our mortgage Manager was prompt,& gave clear honest advice & made things hassle free, well done Karl, a great service, and ...
    Dear Mr Kane
  • Fast efficient service, Excelent customer service
    Mike gray
  • Exceptional service from start to finish
    Louise Ashdown
  • Very knowledgeable team kept me updated and explained things as I didn’t have a clue got my mortgage offer very quickly
    Rachel Steward
  • Karl who I was dealing with was very helpful,contacted me on time every time and emailed me straight away with all details etc Would highly recommend...
    Catharyn
  • Excellent service from the start great communication and explanation of the process
    mark havard
  • I have worked with lots of advisor and can easily say that Zoe has been the best in business. She has helped me secure great mortgage deals for 3 of m...
    Syed
  • Clear communication, fast service and always kept us informed.
    Davison
  • A brilliant service from these guys always on hand to help with anything Michael ncube Emma Watson Amelia Fletcher and Abby watts are a credit to Mort...
    darren carr
  • From start to finish MortgageKey have been so efficient in everything that needed doing whilst moving house. They’ve always been in contact and kept...
    Laura
  • Great service from start to finish, seamless transition, highly recommended.....
    Jason Allaway
  • Company was good and informative..bit of a mess with the automatic message..but not bad
    Gordon Rowntree
  • The services that MORTGAGEKEY rendered were very smooth and made remortgaging so easy and simple. Their friendly approach was also great. NO HICKUPS.
    MICHAEL AGUNBIADE
  • Great company, the team are so helpful and really make the mortgage process simple, seamless and hassle free, they research best product and do all of...
    Cheryl Evans
  • Excellent service really helpful.
    Nicola Rice
  • She is too good with customer service
    Badsha Miah
  • The advice i got was excellent and they were very helpful and polite
    Mr Pepper
  • Easy to deal with. Clear advice and competitive products.
    Stuart Nightingale
  • Fantastic customer service! Thank you to Victoria Gibbins for her advice and support throughout the mortgage process. We were kept informed through ou...
    Miss McCracken
  • Dealing with Joshua Holford who was helpful, efficient and always quick to answer calls and queries. A very good all round service which I would recom...
    Ross Jones

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