Interest Only Mortgages

What is an Interest Only Mortgage?

With an Interest Only Mortgage your payment to the Lender covers only the interest on your mortgage. Whilst your monthly payments may be lower than with a Repayment Mortgage at the end of your mortgage term you will need to repay the original mortgage amount to the lender. With an interest Only mortgage you will pay interest on the full mortgage amount for the whole mortgage term, this will mean you will pay more in interest than you would on a repayment mortgage.

Why Choose MortgageKey for Interest Only Mortgages

We know the market

Our team’s knowledge of the interest only mortgage market, and excellent relationships with lenders, ensure you get the best offers.

Thousands of deals considered

We search and compare thousands of interest only mortgage deals to tailor a deal which is best suited to your current needs.

We’re completely independent

We’ve no tie-ins with certain lenders. As we’re fully independent and unbiased our focus is solely on finding the best option for you.

Pay nothing until completion

We don’t ask for any payment until we've found the right deal for you and your mortgage deal is complete.

Award-winning mortgage and Secured loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a Secured loan – finding the very best deals for you and your family.

Think Carefully Before Securing Debts Against Your Property.

Your Home Maybe Repossessed If You Do Not Keep Up With Your Repayments.

What our clients are saying

★★★★★

Staff brilliant from start to finish kept me updated frequently

SB
★★★★★

Friendly and informative. Very efficient service.

Maureen Cusick
★★★★★

I thought Victoria was proactive and very clear.

Mr GS TETLOW
★★★★★

I had a fantastic experience working with Dayle Southwell for my mortgage. From the very beginning, he was professional, approachable, and incredib...

Sam
★★★★★

Supportive and knowledgeable staff

Billy
★★★★★

Very helpful

Michelle Baltazar
★★★★★

Very helpful and knowledgeable. They don’t try to pressure you into anything but know the market and listen to what you want. They consistently foll...

Jayne Bell
★★★★★

All my dealings with Mortgage have been first class from beginning to end. Zoe Sharp is fantastic at what she does. I cannot praise her highly enough...

Richard
★★★★★

Really excellent service, professional and friendly. I shall continue to use their services.

J Chrzanowska
★★★★★

Overall, I had a really pleasant experience with Mortgage Key. Their attention to detail, advice, and communication were exceptional throughout. The a...

Sharelle Velinor
★★★★★

Excellent service. Prompt and sincere. Thank you Heywood, Amelia and Carl. Best wishes.

S Malek
★★★★★

Excellent service as always, well done 👏

Laurence Woods
★★★★★

So quick and easy I have used before great job

George Burke
★★★★★

Great service. Very professional.

Customer
★★★★★

Very thorough and helpful

Claire
★★★★★

Very prompt in processing paperwork and good communication with customer.

communitykev
★★★★★

MortgageKey advised me during a buyout of my ex wife from my home. They were absolutely brilliant. They communicated with me superbly well and got the...

G HALL
★★★★★

HI Our adviser Zoe has been excellent All the way through the process she Explained everything in great detail Breaking everything down so we can...

Neil
★★★★★

Very friendly service and got back to me efficiently.

Mark Thompson
★★★★★

Very good service and Very helpful service

Aras Jaff

Trusted by our clients

Ready to talk? Speak to an expert today: 01482 306666

MortgageKey is a trading style of OSL Financial Consultancy Limited which is authorized and regulated by the Financial Conduct Authority (Our Financial Services Reference number is 747664).

The Financial Conduct Authority do not regulate most types of Buy to Let Mortgage Advice.

OSL Financial Consultancy Limited, POBOX 746, Hull, HU10 9BP. Company Reg: 06810395 | ICO: ZA115179

Registered Address, The Barn, Bigby, Lincs, DN38 6EE

Your home may be repossessed if you do not keep up repayments on your mortgage.