Debt Consolidation Secured Loans

A Way to Get Your Finances Back under Control

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Mortgage Enquiries

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Mortgages Accepted

Nobody wants to live with continued financial stresses, and a debt consolidation loan may help you take back control.

By combining all your debts, you may feel that you can regain confidence that your finances are being taken care of and that your money is now managed efficiently, giving you peace of mind.

Why Choose Us for Home Debt Consolidation Secured Loans

A Personal Service

Our experienced and knowledge team provide a personal service with clear and friendly advice

Large Panel of Lenders

As we have access to a large panel of lenders, we can find the right loan to suit your circumstances, from £3,000 to £500,000.

Stress Free and Speedy

Our in-house team liaises with lenders on your behalf, with approved loans often transferred between 21 and 28 days.

No Obligation

Our advice comes with no obligation to take the loans available for you – so there’s no harm researching.

Award-winning mortgage and loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

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Infographics

Making mortgages and loans simpler to understand is our key skill, and our infographics do just that!

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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Debt Consolidation Secured Loans – Your Questions Answered

It’s our job to find the debt consolidation solution that suits you.

If you find it tough keeping on top of payments and are having to constantly juggle your finances at different times in the month, transferring your debts into one single monthly payment may be the best solution.

Our loan calculator will give you an idea of what you could pay – although the final amount will depend on your personal and financial circumstances.

How Debt Consolidation Loans Work

Put simply, a debt consolidation loan allows you to have a lower payment on all of your monthly outstanding debts, as it is set out over a longer term.

You do need to be aware however that by doing this you will be paying interest over the full term of the loan which often works out more expensive.

Speak to our advisers to discuss your options.

Why a Debt Consolidation can actually improve your credit rating

Your credit rating plays a big factor in future ventures, and when debt is poorly managed, your credit rating can plummet, making you undesirable to lenders.

If you have decided to consolidate your debt into an amount you can afford to repay on a monthly basis, this in time can help improve your credit rating as you will be making payments in full on time.

Once your credit rating has improved, you often have access to improved rates.

Will a bad credit rating prevent me borrowing again?

Our message is that if you have previous bad debt, or mismanagement of finances, don’t fear, it’s what we sometimes expect and our team is highly experienced in this area and able to seek out possible options for you.

So, if you have a poor credit history, CCJs, are self-employed or retired, don’t hesitate to contact us as we can work to your circumstances and find the best borrowing solution.

Why choose us for a Debt Consolidation loan?

Our key aim is to make borrowing money as worry free as it can be, ensuring we explain everything there is to know so that you feel comfortable borrowing more money.

We understand that applying for a loan can be a daunting experience, and that is why we take care of all the research, speaking to a large number of lenders, to present you with the best offers in a way which is easy to understand.

What our clients are saying

  • Would like to start by saying that Mortgagekey are worth their weight in gold. My partner and I never dreamed of being accepted for a mortgage but th...
    Daniel Beech
  • Very efficient service and achieved what we were looking for
    S FRANCIS
  • I had a missed payment on my record and all major lenders turned down my application. Mortgagekey helped me get a mortgage and got accepted, underwrit...
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  • Customer service was amazing start to end, made the whole process very easy.
    Nisar Ahmed
  • We have been talking to Mortgage Key in regards to our first mortgage. Although we have not finished the process, we are extremely happy with the serv...
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  • You provided me very good and impressive service, very nice staff.
    Mj Li
  • Excellent service, very helpful! Im a first time buyer and mortgage key helped me understand the process and explained everything to me, would recomme...
    valerie
  • Having been through this process a few times, my experience with MortgageKey was excellent. Leona spent the time to understand my requirements, which ...
    Amie
  • I can’t recommend this company enough. Claire was awesome in coming back to me with options and within 48hours I had a agreement in principle. Mort...
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  • The whole process was smooth and we are very happy.
    Ian Jeavons
  • Amazing service they work hard to get you the best deal. Our case worker Leonie was fantastic. A service worth every penny. Highly recommended.
    Stephen and james
  • Fantastic service- simple to use and found us a great deal! Would highly recommend
    Sarah
  • I contacted you on line and found your service to be excellent, fast and efficient
    TAJDIN CHARANIA
  • Over the phone Application for Life insurance: agreeable member of staff, very professional, I was absolutely satisfied with the way this was conducte...
    Roxane Keabou
  • I found Linda to be highly efficient, focused & offered lots of time with explanation every step of the way. Linda worked to my pace & made herself a...
    customer
  • Very easy and accessible service. Excellent advice and knowledge. As a first time buyer the support was outstanding. The communication has been above ...
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    Louise
  • Very friendly. Responded quickly kept us upto date all the time. Would recommend.
    Kathleen Walpole
  • Looking for a mortgage broker during the uncertainty of the pandemic was nerve-wracking. After contacting MortgageKey, I knew from the first call that...
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  • Great service very helpful.
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Ready to talk? Speak to an expert today: 0800 077 8980