Debt Consolidation Secured Loans

A Way to Get Your Finances Back under Control

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Mortgage Enquiries

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Mortgages Accepted

Nobody wants to live with continued financial stresses, and a debt consolidation loan may help you take back control.

By combining all your debts, you may feel that you can regain confidence that your finances are being taken care of and that your money is now managed efficiently, giving you peace of mind.

Why Choose Us for Home Debt Consolidation Secured Loans

A Personal Service

Our experienced and knowledge team provide a personal service with clear and friendly advice

Large Panel of Lenders

As we have access to a large panel of lenders, we can find the right loan to suit your circumstances, from £3,000 to £500,000.

Stress Free and Speedy

Our in-house team liaises with lenders on your behalf, with approved loans often transferred between 21 and 28 days.

No Obligation

Our advice comes with no obligation to take the loans available for you – so there’s no harm researching.

Award-winning mortgage and loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

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Infographics

Making mortgages and loans simpler to understand is our key skill, and our infographics do just that!

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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Debt Consolidation Secured Loans – Your Questions Answered

It’s our job to find the debt consolidation solution that suits you.

If you find it tough keeping on top of payments and are having to constantly juggle your finances at different times in the month, transferring your debts into one single monthly payment may be the best solution.

Our loan calculator will give you an idea of what you could pay – although the final amount will depend on your personal and financial circumstances.

How Debt Consolidation Loans Work

Put simply, a debt consolidation loan allows you to have a lower payment on all of your monthly outstanding debts, as it is set out over a longer term.

You do need to be aware however that by doing this you will be paying interest over the full term of the loan which often works out more expensive.

Speak to our advisers to discuss your options.

Why a Debt Consolidation can actually improve your credit rating

Your credit rating plays a big factor in future ventures, and when debt is poorly managed, your credit rating can plummet, making you undesirable to lenders.

If you have decided to consolidate your debt into an amount you can afford to repay on a monthly basis, this in time can help improve your credit rating as you will be making payments in full on time.

Once your credit rating has improved, you often have access to improved rates.

Will a bad credit rating prevent me borrowing again?

Our message is that if you have previous bad debt, or mismanagement of finances, don’t fear, it’s what we sometimes expect and our team is highly experienced in this area and able to seek out possible options for you.

So, if you have a poor credit history, CCJs, are self-employed or retired, don’t hesitate to contact us as we can work to your circumstances and find the best borrowing solution.

Why choose us for a Debt Consolidation loan?

Our key aim is to make borrowing money as worry free as it can be, ensuring we explain everything there is to know so that you feel comfortable borrowing more money.

We understand that applying for a loan can be a daunting experience, and that is why we take care of all the research, speaking to a large number of lenders, to present you with the best offers in a way which is easy to understand.

What our clients are saying

  • Efficient , great customer service and an easy process.
    Leila
  • Excellent service from the guys at Mortgage Key. Callum was amazing. Georgia and Gareth were awesome too. WELL DONE
    Mr Mohammad Razak
  • Excellent Service.
    K Gill
  • Great staff very helpful, they keep you upto date with everything.
    Mr M Shafqat
  • Absolutely amazing couldn’t have asked for a better mortgage company.
    Amy
  • Mortgagekey have been excellent so far in helping me and my partner, always happy to help and keep us up to date with the status of our mortgage appli...
    Harrison
  • A perfect customer experience from start to finish: knowledgeable, reliable and lovely to talk to. Thank you Sally! X
    Michael Spaul
  • Extremely efficient and friendly and nothing is too much, they keep you informed every step of the way excellent service would highly recommend.
    Leanne Palmer
  • I have used Mortgagekey to remortgage two properties three times now. They have been excellent at every step of the way - and they got us great rates!
    JOHN
  • I would recommend mortgagekey because their professional service and keeping on top of things in a very difficult time and always keeping me up to da...
    Anthony
  • Within a couple of hours Jamie had found us a lender after we were let down by our own bank that we have been with for over 30 years. Everything went ...
    David
  • Absolutely amazing service! Rory was fantastic from beginning to end- reassured me no end too! I would strongly recommend using Mortgage Key to anyo...
    S M Dalby
  • Excellent help to get a remortgage . Thank you . Efficient and knowledgeable.
    Laura R
  • Dealing with mortgage key has been effortless. Callum has made me feel at ease during the whole process and to be honest I cannot think of one bad thi...
    Daniel Mitchell
  • Always give excellent advice and service
    Nicola Rice
  • Really good service with these guys. The whole team were really informative through out even through the covid 19 pandemic! Couldn’t recommend more!...
    Leo Berry
  • Excellent service..very friendly and knowledgeable advisors...thank you Tracy..I can thoroughly recommend them. This is the fourth time I've used them...
    Pamela Davey
  • Great service, offer within 12 hours.
    Mr Daly
  • Superb from start to finish
    Steve
  • At the beginning of the Coronavirus pandemic, I was close to signing a new mortgage deal which was nearly £200 more expensive than the deal they have...
    Benjamin Bailey

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Ready to talk? Speak to an expert today: 0800 077 8980