Home Improvement Mortgages

Add to your home...and add to its value!


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Mortgages Accepted

Unlock the cash to invest back into your home

Taking the decision to remortgage for home improvements is arguably the best way to generate extra cash to fund your latest project or dreams – and further increase the overall value of your property.

Capitalising on rising house prices could give you access to the extra finances you need to build your dream extension, convert your loft or to fit a new kitchen.

Why Choose MortgageKey for Home Improvement Mortgages

We know the market

Our team’s knowledge of the home improvement mortgage market and lenders ensures you get the best offers

Thousands of deals considered

We search and compare thousands of home improvement deals to tailor the best offer for your situation

We’re completely independent

We’ve no tie-ins with certain lenders. As we’re fully independent and unbiased our focus is solely on finding the best option for you

Pay nothing until completion

We don’t ask for any payment until your mortgage deal is complete - and all quotes we provide are on a no obligation basis

Award-winning mortgage and loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a loan – finding the very best deals for you and your family.

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Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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Home Improvement Mortgages - Your Questions Answered

A home improvement mortgage can be a great solution for those who don’t want to leave the area where they live, but want a different or improved type of home or way of living.

With property prices on the increase, reinvesting in your current home could result in a better final product than you could afford by choosing to move.

What is a Home Improvement Mortgage?

Put simply you remortgage to free up equity, which is then used to fund improvements to your current home.  This route is popular as it potentially offers lower rates of interest than other forms of borrowing, whilst also releasing a lump-sum of cash for you to use.

Why choose to Remortgage for Home Improvements?

Interest rates are likely to be lower than personal loans or credit cards, and by investing more into your current property you will be making it more valuable and profitable, should you eventually choose to sell it, whilst also making it more enjoyable and comfortable to live in.

Things to consider with Home Improvements Mortgages

Remember that when you remortgage for home improvements, you are borrowing more money, therefore you’re expected to keep on top of payments.

Like any mortgage, you will be expected to undergo all necessary checks and procedures, providing the paperwork and plans to support your application.

Therefore, you should ensure you’re in a good financial position to be able to borrow more money. Secondly, you should assess the amount of equity you have in your home and whether it's a wise move in the current climate. Finally, you should plan and budget for what you intend on spending your equity on ad question whether it will add true value to your home and living circumstances.

What our clients are saying

  • Very pleased all staff very helpful. would use again.
    andrew richards
  • excellent service megan was a delight to deal with
    NEIL S
  • easy and very quick,got a good deal thanks
    Mr Whiting
  • Excellent service..
  • I really cannot fault Mortgagekey at all. From start to finish the staff were helpful and gave good advice, as well as keeping me updated with regard...
    marie baldwin
  • Really great efficient service with great product sourced
    Claire Parker
  • We had difficulty obtaining and mortgage and further difficulty completing our remortgage but Mortgage Key supported us every step of they way. They ...
    Laura-Joy Tallett
  • First class,quick,efficient and friendly.
    Paul Galluccio
  • Lots of communication throughout, very efficient company.
  • Mortgagekey were fantastic in helping me and my partner with securing mortgage on our new home. Georgia Hardcastle was superb from professional point ...
    Mr T
  • Very fast efficient service
  • Karl Rayne was excellent, he found me a super deal and kept me up to date at every step of the way. Thanks.
    Nicole Varwell
  • Good communication from Mortgagekey, and so far so good, all seems to be going well. Would have no hesitation in recommending Mortgagekey.
    Wendy Wright
  • Wonderful service. As a first time buyer I would not hesitate to recommend. Thank you !!!
    Michael Spaul
  • As always, this is the second time I have used Mortgagekey. Everything is always seamless. There is no stress. Everything ticks along nicely in the ba...
    Catherine Howard
  • Efficient , great customer service and an easy process.
  • Excellent service from the guys at Mortgage Key. Callum was amazing. Georgia and Gareth were awesome too. WELL DONE
    Mr Mohammad Razak
  • Excellent Service.
    K Gill
  • Great staff very helpful, they keep you upto date with everything.
    Mr M Shafqat
  • Absolutely amazing couldn’t have asked for a better mortgage company.

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