Home Improvement Mortgages

Add to your home...and add to its value!

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Mortgage Enquiries

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Mortgages Accepted

Unlock the cash to invest back into your home

Taking the decision to remortgage for home improvements is arguably the best way to generate extra cash to fund your latest project or dreams – and further increase the overall value of your property.

Capitalising on rising house prices could give you access to the extra finances you need to build your dream extension, convert your loft or to fit a new kitchen.

Why Choose MortgageKey for Home Improvement Mortgages

We know the market

Our team’s knowledge of the home improvement mortgage market and lenders ensures you get the best offers

Thousands of deals considered

We search and compare thousands of home improvement deals to tailor the best offer for your situation

We’re completely independent

We’ve no tie-ins with certain lenders. As we’re fully independent and unbiased our focus is solely on finding the best option for you

Pay nothing until completion

We don’t ask for any payment until your mortgage deal is complete - and all quotes we provide are on a no obligation basis

Award-winning mortgage and loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

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Infographics

Making mortgages and loans simpler to understand is our key skill, and our infographics do just that!

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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Home Improvement Mortgages - Your Questions Answered

A home improvement mortgage can be a great solution for those who don’t want to leave the area where they live, but want a different or improved type of home or way of living.

With property prices on the increase, reinvesting in your current home could result in a better final product than you could afford by choosing to move.

What is a Home Improvement Mortgage?

Put simply you remortgage to free up equity, which is then used to fund improvements to your current home.  This route is popular as it potentially offers lower rates of interest than other forms of borrowing, whilst also releasing a lump-sum of cash for you to use.

Why choose to Remortgage for Home Improvements?

Interest rates are likely to be lower than personal loans or credit cards, and by investing more into your current property you will be making it more valuable and profitable, should you eventually choose to sell it, whilst also making it more enjoyable and comfortable to live in.

Things to consider with Home Improvements Mortgages

Remember that when you remortgage for home improvements, you are borrowing more money, therefore you’re expected to keep on top of payments.

Like any mortgage, you will be expected to undergo all necessary checks and procedures, providing the paperwork and plans to support your application.

Therefore, you should ensure you’re in a good financial position to be able to borrow more money. Secondly, you should assess the amount of equity you have in your home and whether it's a wise move in the current climate. Finally, you should plan and budget for what you intend on spending your equity on ad question whether it will add true value to your home and living circumstances.

What our clients are saying

  • Very efficient service and achieved what we were looking for
    S FRANCIS
  • I had a missed payment on my record and all major lenders turned down my application. Mortgagekey helped me get a mortgage and got accepted, underwrit...
    Peter M
  • Customer service was amazing start to end, made the whole process very easy.
    Nisar Ahmed
  • We have been talking to Mortgage Key in regards to our first mortgage. Although we have not finished the process, we are extremely happy with the serv...
    Ashleigh
  • You provided me very good and impressive service, very nice staff.
    Mj Li
  • Excellent service, very helpful! Im a first time buyer and mortgage key helped me understand the process and explained everything to me, would recomme...
    valerie
  • Having been through this process a few times, my experience with MortgageKey was excellent. Leona spent the time to understand my requirements, which ...
    Amie
  • I can’t recommend this company enough. Claire was awesome in coming back to me with options and within 48hours I had a agreement in principle. Mort...
    A Patel
  • The whole process was smooth and we are very happy.
    Ian Jeavons
  • Amazing service they work hard to get you the best deal. Our case worker Leonie was fantastic. A service worth every penny. Highly recommended.
    Stephen and james
  • Fantastic service- simple to use and found us a great deal! Would highly recommend
    Sarah
  • I contacted you on line and found your service to be excellent, fast and efficient
    TAJDIN CHARANIA
  • Over the phone Application for Life insurance: agreeable member of staff, very professional, I was absolutely satisfied with the way this was conducte...
    Roxane Keabou
  • I found Linda to be highly efficient, focused & offered lots of time with explanation every step of the way. Linda worked to my pace & made herself a...
    customer
  • Very easy and accessible service. Excellent advice and knowledge. As a first time buyer the support was outstanding. The communication has been above ...
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    Louise
  • Very friendly. Responded quickly kept us upto date all the time. Would recommend.
    Kathleen Walpole
  • Looking for a mortgage broker during the uncertainty of the pandemic was nerve-wracking. After contacting MortgageKey, I knew from the first call that...
    Roxane Keabou
  • Great service very helpful.
    Sar
  • Extremely happy with the service! Will use again!
    Amit Patel

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