Home Improvement Mortgages

Add to your home...and add to its value!

£*

Mortgage Enquiries

£*

Mortgages Accepted

Unlock the cash to invest back into your home

Taking the decision to remortgage for home improvements is arguably the best way to generate extra cash to fund your latest project or dreams – and further increase the overall value of your property.

Capitalising on rising house prices could give you access to the extra finances you need to build your dream extension, convert your loft or to fit a new kitchen.

Why Choose MortgageKey for Home Improvement Mortgages

We know the market

Our team’s knowledge of the home improvement mortgage market and lenders ensures you get the best offers

Thousands of deals considered

We search and compare thousands of home improvement deals to tailor the best offer for your situation

We’re completely independent

We’ve no tie-ins with certain lenders. As we’re fully independent and unbiased our focus is solely on finding the best option for you

Pay nothing until completion

We don’t ask for any payment until your mortgage deal is complete - and all quotes we provide are on a no obligation basis

Award-winning mortgage and loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

Find out more

Infographics

Making mortgages and loans simpler to understand is our key skill, and our infographics do just that!

Find out more

Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

Find out more

Home Improvement Mortgages - Your Questions Answered

A home improvement mortgage can be a great solution for those who don’t want to leave the area where they live, but want a different or improved type of home or way of living.

With property prices on the increase, reinvesting in your current home could result in a better final product than you could afford by choosing to move.

What is a Home Improvement Mortgage?

Put simply you remortgage to free up equity, which is then used to fund improvements to your current home.  This route is popular as it potentially offers lower rates of interest than other forms of borrowing, whilst also releasing a lump-sum of cash for you to use.

Why choose to Remortgage for Home Improvements?

Interest rates are likely to be lower than personal loans or credit cards, and by investing more into your current property you will be making it more valuable and profitable, should you eventually choose to sell it, whilst also making it more enjoyable and comfortable to live in.

Things to consider with Home Improvements Mortgages

Remember that when you remortgage for home improvements, you are borrowing more money, therefore you’re expected to keep on top of payments.

Like any mortgage, you will be expected to undergo all necessary checks and procedures, providing the paperwork and plans to support your application.

Therefore, you should ensure you’re in a good financial position to be able to borrow more money. Secondly, you should assess the amount of equity you have in your home and whether it's a wise move in the current climate. Finally, you should plan and budget for what you intend on spending your equity on ad question whether it will add true value to your home and living circumstances.

What our clients are saying

  • Efficient , great customer service and an easy process.
    Leila
  • Excellent service from the guys at Mortgage Key. Callum was amazing. Georgia and Gareth were awesome too. WELL DONE
    Mr Mohammad Razak
  • Excellent Service.
    K Gill
  • Great staff very helpful, they keep you upto date with everything.
    Mr M Shafqat
  • Absolutely amazing couldn’t have asked for a better mortgage company.
    Amy
  • Mortgagekey have been excellent so far in helping me and my partner, always happy to help and keep us up to date with the status of our mortgage appli...
    Harrison
  • A perfect customer experience from start to finish: knowledgeable, reliable and lovely to talk to. Thank you Sally! X
    Michael Spaul
  • Extremely efficient and friendly and nothing is too much, they keep you informed every step of the way excellent service would highly recommend.
    Leanne Palmer
  • I have used Mortgagekey to remortgage two properties three times now. They have been excellent at every step of the way - and they got us great rates!
    JOHN
  • I would recommend mortgagekey because their professional service and keeping on top of things in a very difficult time and always keeping me up to da...
    Anthony
  • Within a couple of hours Jamie had found us a lender after we were let down by our own bank that we have been with for over 30 years. Everything went ...
    David
  • Absolutely amazing service! Rory was fantastic from beginning to end- reassured me no end too! I would strongly recommend using Mortgage Key to anyo...
    S M Dalby
  • Excellent help to get a remortgage . Thank you . Efficient and knowledgeable.
    Laura R
  • Dealing with mortgage key has been effortless. Callum has made me feel at ease during the whole process and to be honest I cannot think of one bad thi...
    Daniel Mitchell
  • Always give excellent advice and service
    Nicola Rice
  • Really good service with these guys. The whole team were really informative through out even through the covid 19 pandemic! Couldn’t recommend more!...
    Leo Berry
  • Excellent service..very friendly and knowledgeable advisors...thank you Tracy..I can thoroughly recommend them. This is the fourth time I've used them...
    Pamela Davey
  • Great service, offer within 12 hours.
    Mr Daly
  • Superb from start to finish
    Steve
  • At the beginning of the Coronavirus pandemic, I was close to signing a new mortgage deal which was nearly £200 more expensive than the deal they have...
    Benjamin Bailey

Trusted by our clients

Ready to talk? Speak to an expert today: 0800 077 8980