95% Mortgages

Secure your first property with just 5% deposit!!

Check which lenders will give you 95% Mortgages today!

If you're a first time buyer with a 5% deposit, Compare the best 95% mortgages at MortgageKey to get the best deal on your first mortgage

Why Choose MortgageKey for 95% Mortgages

We know the market

Our team’s knowledge of the first time buyer market and lenders ensures you get the best offers

Award-winning mortgage and loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

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Infographics

Making mortgages and loans simpler to understand is our key skill, and our infographics do just that!

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR PROPERTY.

YOUR HOME MAYBE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR REPAYMENTS.

Representative APRC 3.5% Variable

Representative Example: Annual Interest rate of 2.44% fixed for 2 Years followed by 3.59% for the remaining term. Representative 3.50% APRC Variable. Based on borrowing of 150,000 over 17 years repayments of £899 per month. Total amount repayable £198,466. Includes Lender Fee of £995 and Broker Fee of £695.

What our clients are saying

  • Superb service from all of the Mortgagekey team who found the best mortgage deal and saw it through to completion without any fuss. Heywood, Amelia an...
    Rob
  • We dealt with a few people at MortgageKey and I couldn’t be more grateful for all of the support and kindness they showed us throughout the whole pu...
    Charlotte
  • Fabulous support and guidance. Couldn’t recommend them enough. Professional, helpful and very accommodating. Well done and thank you.
    Laura
  • Efficient service
    Mark Campbell
  • Couldn't recommend them enough. Every person I've spoken to or dealt with has been fantastic and kept us updated along the way.
    SJ
  • A very quick service, Lee and Linda kept us informed as the process went along. Really pleased with the communication and service provided.
    Charlie
  • After explaining all of the options that were available to me it was easy to choose the right one. Excellent service from Victoria Gibbins. Many thank...
    Neil France
  • I received an excellent service from mortgagekey. Having done some limited research myself mortgagekey confirmed my understanding and progressed a mor...
    Francesca Doe
  • Fast and quick service and found a better deal than I could!! Would definitely use again to remortgage
    Sally
  • I explained my situation to Connor Phillips and he was able to advise me and gave me a number of options. It was a painless and seamless service and I...
    Ireoluwa Laguda
  • I applied for a mortgage through the right to buy scheme through the local council I had a very good advisor Connor Philips he was very polite and tal...
    Terry Cooper
  • Great service provided
    Matt
  • As a FTB i had all sorts of worries & questions But Jamie at mortgage key made the process very easy and explained everything at every step.... I wou...
    Annette
  • Fab service. Quick. Easy. Professional
    Jenny Stevenson
  • All staff that helped progress my case were excellent and so helpful. Thank you once again for getting me a offer approved.
    Moiz Baig
  • Would like to thank Nathan, Luke and Georgina ,also Rebecca in the later stages … who kept us well informed during our application. We couldn’t ha...
    Melanie Turner
  • Firstly .... A massive thank you to Tracey Burke and mortgagekey!! Mortgage offered in about 10days, everything went without a hitch. Keys to new home...
    Michael
  • Excellent communication and quick response to getting a mortgage.
    Clare Boyd
  • Very good team everyone I have dealt with from the company have been amazing and it seems nothing is to much trouble. Thank you would highly recommen...
    Stuart Clarke
  • Excellent service,Carl was amazing extremely professional and very friendly
    Brian

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