Home Improvement Loans

Get the Money to Tranform and Add Value to Your Home

Whether it’s extra space for a growing family or finally time for a new kitchen or conservatory, a home improvement loan could prove a better option than moving to a new home.

MortgageKey can help you find the ideal loan to fund your latest home improvements project.

Why Choose Us for Home Improvement Loans

A Personal Service

Our experienced and knowledge team provide a personal service with clear and friendly advice

Large Panel of Lenders

As we have access to a large panel of lenders, we can find the right loan to suit your circumstances, from £3,000 to £500,000.

Stress Free and Speedy

Our in-house team liaises with lenders on your behalf, with approved loans often transferred between 21 and 28 days.

No Obligation

Our advice comes with no obligation to take the loans available for you – so there’s no harm researching.

Award-winning mortgage and Secured loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a Secured loan – finding the very best deals for you and your family.

Think Carefully Before Securing Debts Against Your Property.

Your Home Maybe Repossessed If You Do Not Keep Up With Your Repayments.

What our clients are saying

★★★★★

Moved two of our BTL to a much lower rate- very smooth and efficient. Saved us a substantial amount each month. Would recommend.

Dave Hazel
★★★★★

I was kept informed of every stage of my remortgage. Excellent customer service. There was always opportunity to go through anything I was unsure of...

MISS SHARON ALLEN
★★★★★

Tracey and Shannon were amazing to work with. Tracey’s in-depth knowledge was impressive, and thanks to her expertise, we managed to secure the best...

Mayur
★★★★★

Mortgage key did a great job for me. Very helpful and informative. Heywood explained things to me as we planned the right mortgage deal for me.

John Mundy
★★★★★

I have used Mortgagekey a few times now and always get great service

Neil
★★★★★

Excellent knowledgeable staff and very prompt service. We have used them several times and they always recommend the best rates and deal with everythi...

Sally
★★★★★

Unbelievable service. Just got in touch with a query, but ended up with so much more.

L SIMPSON-GRIMES
★★★★★

They were very helpful with every stage of my mortgage application.

Alison Gibbs
★★★★★

Very helpful, excellent Customer Service. Our contact was Connor Phillips & he was very friendly & informative. Would definitely use Mortgagekey again...

Claire Cooper
★★★★★

I had been struggling when comparing different mortgage products and Mortgage key just explained it so simply. Josh just took all the stress out of th...

Caroline Walker
★★★★★

From start to finish all the staff were brilliant. Explained everything, kept In touch with updates so I know exactly what was happening. Overall a fa...

Jay Price
★★★★★

Heywood Yorke made my experience wonderful with his professional attitude and patience. That man deserves a raise and a promotion!!

Eghosa Agbontaen
★★★★★

information was accurate and relevant

clare barker
★★★★★

Connor Phillips was outstanding again for Mortgage Key. He was supported by Amelia Fletcher. From first contact offer was out in 2 weeks which was e...

John Dillon
★★★★★

Zoe Sharp is a phenomenal mortgage advisor. Her knowledge of the market and of your own needs sets her apart from competition and she is personable, ...

Louise
★★★★★

Liam Smith and Mr Connor were very helpful and supportive to us. They were ready to answer our queries and gave us good advice. They helped me and my ...

Esther
★★★★★

I have always used mortgage key to get my remortgages the staff are all really professional and Laura really does work hard to get the right mortgage....

Daniel watts
★★★★★

First class service

Stephen welsh
★★★★★

Harry Burkhill. Harry made the experience great. Very knowledgeable from start to finish. Fast responses and has great customer service. Will definite...

Joe Tomlinson
★★★★★

I have had many re-mortgages over the years Mortgage Key are by far the best. I deal with Laura Hulme she is excellent An asset to Mortgage Key

MS PAULINE BROWN

Trusted by our clients

Ready to talk? Speak to an expert today: 01482 306666

MortgageKey is a trading style of OSL Financial Consultancy Limited which is authorized and regulated by the Financial Conduct Authority (Our Financial Services Reference number is 747664).

The Financial Conduct Authority do not regulate most types of Buy to Let Mortgage Advice.

OSL Financial Consultancy Limited, POBOX 746, Hull, HU10 9BP. Company Reg: 06810395 | ICO: ZA115179

Registered Address, The Barn, Bigby, Lincs, DN38 6EE

Your home may be repossessed if you do not keep up repayments on your mortgage.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. WE ARE A BROKER NOT A LENDER. APR IS DEPENDENT ON YOUR INDIVIDUAL CIRCUMSTANCES. A BROKER FEE OF UP TO 12.5% CAPPED AT £4,950, MAY BE PAYABLE ON COMPLETION DEPENDING ON YOUR INDIVIDUAL CIRCUMSTANCES FOR SECOND CHARGE MORTGAGES AND SPECIALIST LENDERS. LENDER FEES MAY ALSO APPLY. THE ACTUAL APRC RATE AVAILABLE WILL DEPEND ON YOUR INDIVIDUAL CIRCUMSTANCES. LOANS AND MORTGAGES ARE SUBJECT TO STATUS. PLEASE ASK FOR A PERSONALISED ILLUSTRATION. LOANS ARE SECURED ON PROPERTY. WE ARRANGE LOANS AND MORTGAGES FROM A PANEL OF LENDERS. WE WILL RECEIVE A COMMISSION FROM THE LENDER UPON COMPLETION.

SECURED LOANS

Rates from 4.5% APRC variable.

Minimum loan term 3 years. Maximum loan term 35 years.

We also have a range of plans with rates up to 65.2% allowing us to help customers with a range of credit problems. Typical 10.9% APRC variable. Representative example: if you borrow £10,000 over 10 years at an Annual Interest Rate of 6.7% (variable) you would make 120 payments of £134.56 per month. The total amount repayable will be £16147.20 (This includes a lender fee of £495 and a broker fee of £700 which have been added to the loan.) The overall cost for comparison is 10.9% APRC representative. Maximum APRC 65.2%