Home Improvement Loans

Get the Money to Tranform and Add Value to Your Home

Whether it’s extra space for a growing family or finally time for a new kitchen or conservatory, a home improvement loan could prove a better option than moving to a new home.

MortgageKey can help you find the ideal loan to fund your latest home improvements project.

Why Choose Us for Home Improvement Loans

A Personal Service

Our experienced and knowledge team provide a personal service with clear and friendly advice

Large Panel of Lenders

As we have access to a large panel of lenders, we can find the right loan to suit your circumstances, from £3,000 to £500,000.

Stress Free and Speedy

Our in-house team liaises with lenders on your behalf, with approved loans often transferred between 21 and 28 days.

No Obligation

Our advice comes with no obligation to take the loans available for you – so there’s no harm researching.

Award-winning mortgage and Secured loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a Secured loan – finding the very best deals for you and your family.

Think Carefully Before Securing Debts Against Your Property.

Your Home Maybe Repossessed If You Do Not Keep Up With Your Repayments.

What our clients are saying

★★★★★

Sorting my mortgage out within a short time frame which other companies lacked and always informed of the process

Anwar Ahmed
★★★★★

MortgageKey have secured me a number of mortgages over the years and it’s always been a very positive experience. I’ve always worked with Tracey B...

Martin Wedge
★★★★★

⭐️ ⭐️ ⭐️ ⭐️ ⭐️ 5 star service from start to finish! I was unsure if I would be to obtain a re-mortgage, mainly due to the fact...

RS
★★★★★

Dealt with the sme person as previous year who knew what we needed and found the mortgage and got an agreement in principle very quick

SJD
★★★★★

I had the pleasure of working with Shannon and Jamie during my mortgage application process, and I couldn’t be more grateful for her support. From s...

shuyan Lin
★★★★★

Rory went above and beyond in making our experience selecting and obtaining our mortgage fast and hassle-free.

Tim
★★★★★

very helpful and helped me through the process.

Mr Karl Tonge
★★★★★

Extremely friendly,helpful ,very approachable,great advice

Mr Steven Wheeler
★★★★★

Fantastic company 😃. Received a remortgage offer in principle all in one day! Very helpful staff and swift progress. Thank you 🙂

Julie Reston
★★★★★

Clear, quick, efficient with help and advice.

Janet o'hare
★★★★★

Exactly what we were looking for good advice and lots of options eager to help out did not think we were going to get this approved at one stage

Martin Chipp
★★★★★

Great advice

Robin Rostron
★★★★★

Spot on from start to finish totally professional job, Karl is a star and made things easy for a layman to understand.

Anonymous
★★★★★

Easy process, great communication friendly people

Mr John Masters
★★★★★

They have very approachable advisers,They will make sure you are protected by right policies and schemes in later on in life.The advisers will give al...

NAHZEA ANWAR
★★★★★

Great service as always, second time using them and well worth it.

Joshua Atherton
★★★★★

It's the 1st time I have needed to remortgage but they have made the process so simple and helped me at every stage

Jenny Kemp =
★★★★★

Excellent service, great communication! Would definitely recommend. Many thanks to Dayle!

Mark Bauer
★★★★★

Very Swift and easy response from all at Mortgage Key. Same can unfortunately not be said of Solicitors whose Portal System is not easy to use (pro...

Richard Partridge
★★★★★

These guys are the best. My personal mortgage advisor ( josh) went above and beyond to help us get the best mortgage deal. along with the rest of the...

Dawn

Trusted by our clients

Ready to talk? Speak to an expert today: 01482 306666

MortgageKey is a trading style of OSL Financial Consultancy Limited which is authorized and regulated by the Financial Conduct Authority (Our Financial Services Reference number is 747664).

The Financial Conduct Authority do not regulate most types of Buy to Let Mortgage Advice.

OSL Financial Consultancy Limited, POBOX 746, Hull, HU10 9BP. Company Reg: 06810395 | ICO: ZA115179

Registered Address, The Barn, Bigby, Lincs, DN38 6EE

Your home may be repossessed if you do not keep up repayments on your mortgage.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. WE ARE A BROKER NOT A LENDER. APR IS DEPENDENT ON YOUR INDIVIDUAL CIRCUMSTANCES. A BROKER FEE OF UP TO 12.5% CAPPED AT £4,950, MAY BE PAYABLE ON COMPLETION DEPENDING ON YOUR INDIVIDUAL CIRCUMSTANCES FOR SECOND CHARGE MORTGAGES AND SPECIALIST LENDERS. LENDER FEES MAY ALSO APPLY. THE ACTUAL APRC RATE AVAILABLE WILL DEPEND ON YOUR INDIVIDUAL CIRCUMSTANCES. LOANS AND MORTGAGES ARE SUBJECT TO STATUS. PLEASE ASK FOR A PERSONALISED ILLUSTRATION. LOANS ARE SECURED ON PROPERTY. WE ARRANGE LOANS AND MORTGAGES FROM A PANEL OF LENDERS. WE WILL RECEIVE A COMMISSION FROM THE LENDER UPON COMPLETION.

SECURED LOANS

Rates from 4.5% APRC variable.

Minimum loan term 3 years. Maximum loan term 35 years.

We also have a range of plans with rates up to 65.2% allowing us to help customers with a range of credit problems. Typical 10.9% APRC variable. Representative example: if you borrow £10,000 over 10 years at an Annual Interest Rate of 6.7% (variable) you would make 120 payments of £134.56 per month. The total amount repayable will be £16147.20 (This includes a lender fee of £495 and a broker fee of £700 which have been added to the loan.) The overall cost for comparison is 10.9% APRC representative. Maximum APRC 65.2%