Home Improvement Loans

Get the Money to Tranform and Add Value to Your Home

Whether it’s extra space for a growing family or finally time for a new kitchen or conservatory, a home improvement loan could prove a better option than moving to a new home.

MortgageKey can help you find the ideal loan to fund your latest home improvements project.

Why Choose Us for Home Improvement Loans

A Personal Service

Our experienced and knowledge team provide a personal service with clear and friendly advice

Large Panel of Lenders

As we have access to a large panel of lenders, we can find the right loan to suit your circumstances, from £3,000 to £500,000.

Stress Free and Speedy

Our in-house team liaises with lenders on your behalf, with approved loans often transferred between 21 and 28 days.

No Obligation

Our advice comes with no obligation to take the loans available for you – so there’s no harm researching.

Award-winning mortgage and Secured loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a Secured loan – finding the very best deals for you and your family.

Think Carefully Before Securing Debts Against Your Property.

Your Home Maybe Repossessed If You Do Not Keep Up With Your Repayments.

What our clients are saying

★★★★★

Happy that I made a good choice contacting Mortgage Key. It was unfortunate timing for me that my fixed rate was coming to an end as the World went in...

Conrad
★★★★★

Fantastic. Connor and Amelia were great!

Sreedhara Naidu
★★★★★

Fantastic service. This was quick and easy and painless. Laura and her team were fantastic and the offer was out within a week.

SARAH BLACKWELL
★★★★★

Really good company to deal with. Got the remortgage i wanted quite easily. Communication was good and the companies they referred me to were excellen...

TIM VAN DER VELDE
★★★★★

Very supportive in a timely manner as I was working to a very tight deadline

Mr Temi Afolabi
★★★★★

I want to thank Jamie, Gina, Rachel, and the whole Mortgage Key team for their help with my mortgage. As a first-time buyer, I looked at several broke...

Mona dhaliwal
★★★★★

Tracey was amazing, from start to finish, so quick, and every update was sent immediately… Thank you so much.

cheryl harbinson
★★★★★

Our second remortgage with them and couldn’t be easier everything is seamless we will continue to use in the future

Zcr
★★★★★

Very helpful

Rebecca Everett
★★★★★

Good interpretation of my mortgage requirements

I Kendall
★★★★★

Karl was helpful, communicated very well.

Lucy Raval
★★★★★

Jamie, Rachel and Shannon have been amazing and I cannot rate them highly enough. I’d recommend them to anyone and I would definitely use them again...

Jayne Bell
★★★★★

Amelia and Heywood are fantastic. Both of those two were extremely helpful in providing information and answer questions as they are much more knowle...

Alex Brenan
★★★★★

Knowledgeable, informative, research driven and personable.

Neville Angoy
★★★★★

Kept it simple and to the point. made sure we had the right deal and sorted it allllll out.

Mr Luke Vernon
★★★★★

faultless procedure always use this company and always delivers

Mark Hepworth
★★★★★

The team couldn't be more helpful, would recommend them to anyone.

customer
★★★★★

Excellent communication at all times. Explains everything in detail

Simon Thompson
★★★★★

very helpful and quick service

Nick Sexton
★★★★★

Good communication fast service friendly staff and professional.

Mrs ANGELA TREE

Trusted by our clients

Ready to talk? Speak to an expert today: 01482 306666

MortgageKey is a trading style of OSL Financial Consultancy Limited which is authorized and regulated by the Financial Conduct Authority (Our Financial Services Reference number is 747664).

The Financial Conduct Authority do not regulate most types of Buy to Let Mortgage Advice.

OSL Financial Consultancy Limited, POBOX 746, Hull, HU10 9BP. Company Reg: 06810395 | ICO: ZA115179

Registered Address, The Barn, Bigby, Lincs, DN38 6EE

Your home may be repossessed if you do not keep up repayments on your mortgage.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. WE ARE A BROKER NOT A LENDER. APR IS DEPENDENT ON YOUR INDIVIDUAL CIRCUMSTANCES. A BROKER FEE OF UP TO 12.5% CAPPED AT £4,950, MAY BE PAYABLE ON COMPLETION DEPENDING ON YOUR INDIVIDUAL CIRCUMSTANCES FOR SECOND CHARGE MORTGAGES AND SPECIALIST LENDERS. LENDER FEES MAY ALSO APPLY. THE ACTUAL APRC RATE AVAILABLE WILL DEPEND ON YOUR INDIVIDUAL CIRCUMSTANCES. LOANS AND MORTGAGES ARE SUBJECT TO STATUS. PLEASE ASK FOR A PERSONALISED ILLUSTRATION. LOANS ARE SECURED ON PROPERTY. WE ARRANGE LOANS AND MORTGAGES FROM A PANEL OF LENDERS. WE WILL RECEIVE A COMMISSION FROM THE LENDER UPON COMPLETION.

SECURED LOANS

Rates from 4.5% APRC variable.

Minimum loan term 3 years. Maximum loan term 35 years.

We also have a range of plans with rates up to 65.2% allowing us to help customers with a range of credit problems. Typical 10.9% APRC variable. Representative example: if you borrow £10,000 over 10 years at an Annual Interest Rate of 6.7% (variable) you would make 120 payments of £134.56 per month. The total amount repayable will be £16147.20 (This includes a lender fee of £495 and a broker fee of £700 which have been added to the loan.) The overall cost for comparison is 10.9% APRC representative. Maximum APRC 65.2%