MortgageKey can help you find the ideal loan to fund your latest home improvements project.
Our experienced and knowledge team provide a personal service with clear and friendly advice
As we have access to a large panel of lenders, we can find the right loan to suit your circumstances, from £3,000 to £500,000.
Our in-house team liaises with lenders on your behalf, with approved loans often transferred between 21 and 28 days.
Our advice comes with no obligation to take the loans available for you – so there’s no harm researching.
Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a loan – finding the very best deals for you and your family.
Taking out a home improvement loan can give you immediate access to the funds you need to start your projects as the money is usually paid into your account within days of approval.
You can choose how long you want to be paying your loan back to help fix your monthly repayments, and at an amount that works for you.
Our loan calculator will give you an idea of what you could pay – although the final amount will depend on your personal and financial circumstances.
Home improvement loans are secured on your property allowing you to use the funds to update, renovate or improve your home. The loan is paid back through your monthly payments.
You must keep up your repayments on a mortgage or any other debts secured on it. Failure to keep up repayments could lead to the property being repossessed.
Whether it is a practical improvement like a new central heating system or a more adventurous project like a loft conversion, a home improvement loan is one step closer to a more pleasurable, and potentially more valuable, place to live.
You should carry out research before applying for your home improvement loan to find out exactly how much your project will cost, including labour and materials.
This will allow you to understand a realistic budget for your project, as well as having a contingency budget for any unexpected expenses.
A secured home improvement loan must be supported by an asset such as your home itself (providing you have equity in it). Lenders tend to offer better interest rates and repayment options with your home as the key asset.
An unsecured home improvement loan often comes with fixed rates and less flexible repayment options as it is money loaned with the intention to use for home improvements, but you don't take the loan out against your house.
Our specialist loans arm, LoanKey, allows you to borrow from £3,000 to £500,000 over a timeframe that suits you – from three to 30 years.
From those of wanting to make minor home adjustments to homeowners dreaming of bigger things, our range of borrowing options can help you recreate a new home without selling up.
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