Home Improvement Loans

Get the Money to Tranform and Add Value to Your Home

Whether it’s extra space for a growing family or finally time for a new kitchen or conservatory, a home improvement loan could prove a better option than moving to a new home.

MortgageKey can help you find the ideal loan to fund your latest home improvements project.

Why Choose Us for Home Improvement Loans

A Personal Service

Our experienced and knowledge team provide a personal service with clear and friendly advice

Large Panel of Lenders

As we have access to a large panel of lenders, we can find the right loan to suit your circumstances, from £3,000 to £500,000.

Stress Free and Speedy

Our in-house team liaises with lenders on your behalf, with approved loans often transferred between 21 and 28 days.

No Obligation

Our advice comes with no obligation to take the loans available for you – so there’s no harm researching.

Award-winning mortgage and Secured loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a Secured loan – finding the very best deals for you and your family.

THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR PROPERTY.

YOUR HOME MAYBE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR REPAYMENTS.

Representative APRC 10.9% Variable

We also have a range of plans with rates up to 65.2% allowing us to help customers with a range of credit problems. Typical 10.9% APRC variable. Representative example: if you borrow £10,000 over 10 years at an Annual Interest Rate of 6.7% (variable) you would make 120 payments of £134.56 per month. The total amount repayable will be £16147.20 (This includes a lender fee of £495 and a broker fee of £1,250 which have been added to the loan.) The overall cost for comparison is 10.9% APRC representative. Maximum APRC 65.2%

What our clients are saying

★★★★★

Professional, helpful and keep me informed and quick

Cheryl
★★★★★

Great service. Didn't really need to do anything, they took all the hard work out of the process.

MN
★★★★★

The process was smooth right from initial chat. My circumstance was understood and I was helped to find the best product for me. Staff at various stag...

Albert Acheampong
★★★★★

All thanks to Laura

Richard Tame
★★★★★

Just got two great deals without spending hours upon hours trailing the internet!!

Deborah O'Sullivan
★★★★★

Easy to speak to a d constant comacation

Thomas
★★★★★

Very friendly professional company, kept me update at all times.

Rachel Bagshaw
★★★★★

Excellent communication throughout

Surinder Singh Nangla
★★★★★

Very efficient, fast, friendly and easy to work with. Would definitely use Mortgage Key again.

Scott Howie
★★★★★

Very helpful and friendly service from Dale. Extremely responsive. Would recommend.

Alexandra Ferguson
★★★★★

Very easy to deal with

MG
★★★★★

Super efficient and very fast.a great service

Joanne
★★★★★

Regular easy contact…very stress free.

Ashley Stack
★★★★★

Dayle has been fantastic and very helpful. I renewed my home and B2L mortgage with him. He kept on top of it and kept me informed of what he was doin...

Andrea V Frydle
★★★★★

Excellent service and advice

T Grantham
★★★★★

It’s the second time m key has helped me always helpful amazing staff thank u

Regina Brady
★★★★★

Rory is giving 5 star service. He is really very good in everything he does. Always keeps on top of our requirements.

Hasanali Musani
★★★★★

Josh was superb all the way through top guy great asset to your company

Simon
★★★★★

Fantastic reliable service.

Petrina Niles
★★★★★

Great service really professional staff who kept us informed about everything as and when they said they would. So helpful and courteous.

Charles Allen

Trusted by our clients

Ready to talk? Speak to an expert today: 0800 077 8980

MortgageKey is a trading style of OSL Financial Consultancy Limited which is authorized and regulated by the Financial Conduct Authority (Our Financial Services Reference number is 747664).

The Financial Conduct Authority do not regulate most types of Buy to Let Mortgage Advice.

OSL Financial Consultancy Limited, 109 Ferriby Road, Humber View, Hesslewood Business Park, Hessle, East Yorkshire, HU13 0JA. Company Reg: 06810395 | ICO: ZA115179

Your home may be repossessed if you do not keep up repayments on your mortgage.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. WE ARE A BROKER NOT A LENDER. APR IS DEPENDENT ON YOUR INDIVIDUAL CIRCUMSTANCES. A STANDARD BROKER FEE OF 7% BETWEEN £700 TO £2,995, MAY BE PAYABLE ON COMPLETION DEPENDING ON YOUR INDIVIDUAL CIRCUMSTANCES FOR SECOND CHARGE MORTGAGES AND SPECIALIST LENDERS. LENDER FEES MAY ALSO APPLY. THE ACTUAL APRC RATE AVAILABLE WILL DEPEND ON YOUR INDIVIDUAL CIRCUMSTANCES. LOANS AND MORTGAGES ARE SUBJECT TO STATUS. PLEASE ASK FOR A PERSONALISED ILLUSTRATION. LOANS ARE SECURED ON PROPERTY. WE ARRANGE LOANS AND MORTGAGES FROM A PANEL OF LENDERS. WE WILL RECEIVE A COMMISSION FROM THE LENDER UPON COMPLETION.

SECURED LOANS

Rates from 4.5% APRC variable.

Minimum loan term 3 years. Maximum loan term 35 years.

We also have a range of plans with rates up to 65.2% allowing us to help customers with a range of credit problems. Typical 10.9% APRC variable. Representative example: if you borrow £10,000 over 10 years at an Annual Interest Rate of 6.7% (variable) you would make 120 payments of £134.56 per month. The total amount repayable will be £16147.20 (This includes a lender fee of £495 and a broker fee of £700 which have been added to the loan.) The overall cost for comparison is 10.9% APRC representative. Maximum APRC 65.2%