Lump Sum Lifetime Mortgages

A one-off loan against your home with no monthly repayments

Use your home to get all the money you need now, in one go

A lump sum lifetime mortgage could be viewed as the most simplistic and of lifetime mortgages because there is no need to factor in provisions for future withdrawals of cash or repayments.

Moreover, a lump sum lifetime mortgage can be preferable for beneficiaries to ensure their parents or guardians do not overspend unnecessarily.

Why choose MortgageKey for Lump Sum Lifetime Mortgages

Free and friendly advice

There are no obligations or fees for consulting our experts

Easy and stress-free

We pride ourselves on taking away the stress and fear of financial planning

Huge range of deals

We’ll compare and search thousands of deals to get you the best offers, tailored to you

Award-winning expertise

We’re recognised for our fantastic range of products and great relationships with lenders

Award-winning mortgage and Secured loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a Secured loan – finding the very best deals for you and your family.

Mortgage & Loan Guides

Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.

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Infographics

Making mortgages and loans simpler to understand is our key skill, and our infographics do just that!

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Hear from our Clients

Don’t just take our word for it, hear from our happy clients who we have helped through the mortgages and loans process.

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Think Carefully Before Securing Debts Against Your Property.

Your Home Maybe Repossessed If You Do Not Keep Up With Your Repayments.

What our clients are saying

  • Fast and efficient service. Easy to work with.
    Paul Gray
  • Heywood was great and professional. I recommend very much.
    customer
  • We have been on a journey & you have helped us all the way through but finally we have got there hopefully everything will be put in place & you have ...
    Lorraine Smith
  • 5 stars. Amazing communication throughout and found solutions to any problems that arose straight away.
    Mr Saunders
  • Had 3 but to let renewals and they sorted all 3 out ,quickly , giving me continuous feedback
    Grahame wratten
  • The team at Mortgagekey go above and beyond to get you the best offer and their customer service is exclusive.
    nengneng1
  • The team was professional, patient and outstanding. Explained everything and did all the hard work.
    Francis
  • Karl has been been super efficient and is very knowledgable . Taken the hassle out of remortgaging my BTL
    Veronica Sargeant
  • Excellent service from start to finish kept us updated all the way through, such an easy process with no problems. A massive thank you to Linda and Li...
    Nicola ream
  • Excellent customer service, limited amount of time required to complete mortgage.
    Andrew McAdam
  • I have recently used this company to secure myself a mortgage and everything from start to finish was extremely easy and stress free. They found me a ...
    Mr Barwick
  • They’ve helped me every step of the way, answer questions quickly and clearly and every person I’ve spoken to/ dealt with so far have been so love...
    Jennifer Terris
  • Have used MortgageKey a few times now. They do all the 'leg work' for you. No hassle, no fuss. They get the job done and give you plenty of updates al...
    Sally Lee
  • A very good company that knows it's way around the mortgage market
    Avonell Simon
  • Dayle and Amelia were great. They are knowledgeable, friendly and swift. They made the process quick, easy and stress free. Thank you so much.
    Charmaine Cranstone
  • Absolutely brilliant service , super fast no forms to fill in ! It’s the third time we’ve used them
    Joanne
  • Very efficient and professional from start of process to conclusion.
    terrence bryant
  • Really helpful and easy, used them to transfer mortgage to a new agreement and they were so helpful and easy to communicate with
    Amie Robinson
  • Good customer service , fast efficient responses from start to finish ,
    Mike gray
  • Always good and on the ball
    Heather

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