Help to Buy Mortgages
Small Deposits, No Interest for Five Years
A dedicated Government scheme helping people onto the property ladder
The Governments help to buy scheme allows you to purchase a home with a minimum deposit of just 5 %. When using the help to buy scheme the government will lend up to 20% of the property value in England and Wales, 40% in London, or 15% in Scotland. You then take out a mortgage on the rest of the property’s value (so, if your deposit was 5% and your equity loan was 20% you’d take out a 75% LTV mortgage). What’s more, there’s no interest to pay on the government's equity loan of the first 5 years, after this interest will start to be charged on the amount of your equity loan.
Why Choose MortgageKey for Help to Buy Mortgages
Impartial and unbiased advice
Because we are completely independent, we can freely search for the very best deals
Pay nothing until completion
We don’t ask for any payment at all until your mortgage deal is signed and sealed
Thousands of deals considered
We search and compare thousands of help to buy mortgages to tailor a deal best suited to you
Award-winning expertise
We’ve been recognised for our fantastic range of products due to our large network of lenders
Award-winning mortgage and Secured loans experts – ready to help you today
Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a Secured loan – finding the very best deals for you and your family.
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Read our experts’ latest advice on a wide range of mortgage options to the tax implications of buying properties to let.
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Hear from our Clients
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THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR PROPERTY.
YOUR HOME MAYBE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR REPAYMENTS.
Representative APRC 3.5% Variable
Representative Example: Annual Interest rate of 2.44% fixed for 2 Years followed by 3.59% for the remaining term. Representative 3.50% APRC Variable. Based on borrowing of 150,000 over 17 years repayments of £899 per month. Total amount repayable £198,466. Includes Lender Fee of £995 and Broker Fee of £695.
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