Home Improvement Loans

Get the Money to Tranform and Add Value to Your Home

Whether it’s extra space for a growing family or finally time for a new kitchen or conservatory, a home improvement loan could prove a better option than moving to a new home.

MortgageKey can help you find the ideal loan to fund your latest home improvements project.

Why Choose Us for Home Improvement Loans

A Personal Service

Our experienced and knowledge team provide a personal service with clear and friendly advice

Large Panel of Lenders

As we have access to a large panel of lenders, we can find the right loan to suit your circumstances, from £3,000 to £500,000.

Stress Free and Speedy

Our in-house team liaises with lenders on your behalf, with approved loans often transferred between 21 and 28 days.

No Obligation

Our advice comes with no obligation to take the loans available for you – so there’s no harm researching.

Award-winning mortgage and Secured loans experts – ready to help you today

Our team of specialists will guide you through the process of securing a mortgage, buying a home or taking out a Secured loan – finding the very best deals for you and your family.

Think Carefully Before Securing Debts Against Your Property.

Your Home Maybe Repossessed If You Do Not Keep Up With Your Repayments.

What our clients are saying

★★★★★

I'm quite amazed on the speed and efficiency of the broker. I have exactly what i want and its all ready to go within 1 week of the process. Thank yo...

Customer Peter
★★★★★

Good communication from start to finish verbally and via online system/emails. Good advice and guidance on the best options for a mortgage.

Cat
★★★★★

My whole experience from start to finish was flawless. Tracey and Shannon were amazing so professional. I would highly recommend.

Donna
★★★★★

Excellent service, very professional and was kept up to by Amelia and Ryan. Many thanks

Mrs spencer
★★★★★

Great company and very efficient.

Abiodun Solebo
★★★★★

Rory was extremely helpful as has been the case I have always contacted him

Christine Barker
★★★★★

Connor Phillips was once again exceptional in helping me get to where I need to be on my mortgage. 5 stars all round.

Oliver Cooper
★★★★★

Fantastic experience with mortgage key, Victoria was very knowledgable and secured a mortgage offer when I didn’t think I’d meet requirement, and ...

Zoe Robertson
★★★★★

Responsive Knowledgeable Fast

TIM OCONNELL
★★★★★

Thank you very much for very quick response and help alot 👍

Maryam Nasreen
★★★★★

I have been to couple of lenders to borrow some money on my remortgage, No one could find me a deal with a reasonable interest rate. Thanks to Mortgag...

Linto Varghese
★★★★★

The process so far has been amazing. Staff are professional, easy to deal with and prompt. Constant updates and reassurance . Would wholeheartedly r...

MRS TRACEY ROFFEY
★★★★★

Amazing experience, highly recommend!

Daniele Fox
★★★★★

Very good vervice

Sawaros Weluwanarak
★★★★★

Everything was speedily done and we got our remortgage offer so quickly.

Pedzisai Mugabe
★★★★★

My experience is always easy & straight forward.

Flora Campbell
★★★★★

They are so polite and very helpful, I would recommend them 100%

Ibrahim hajzeri
★★★★★

We have had a fantastic experience with the team at Mortgage Key,Josh and Amelia were always friendly, polite and willing to help. Liam who was with u...

Kelly
★★★★★

Great advice explained everything friendly manner

Alison
★★★★★

Quick and helpful.

Emily

Trusted by our clients

Ready to talk? Speak to an expert today: 01482 306666

MortgageKey is a trading style of OSL Financial Consultancy Limited which is authorized and regulated by the Financial Conduct Authority (Our Financial Services Reference number is 747664).

The Financial Conduct Authority do not regulate most types of Buy to Let Mortgage Advice.

OSL Financial Consultancy Limited, POBOX 746, Hull, HU10 9BP. Company Reg: 06810395 | ICO: ZA115179

Registered Address, The Barn, Bigby, Lincs, DN38 6EE

Your home may be repossessed if you do not keep up repayments on your mortgage.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. WE ARE A BROKER NOT A LENDER. APR IS DEPENDENT ON YOUR INDIVIDUAL CIRCUMSTANCES. A BROKER FEE OF UP TO 12.5% CAPPED AT £4,950, MAY BE PAYABLE ON COMPLETION DEPENDING ON YOUR INDIVIDUAL CIRCUMSTANCES FOR SECOND CHARGE MORTGAGES AND SPECIALIST LENDERS. LENDER FEES MAY ALSO APPLY. THE ACTUAL APRC RATE AVAILABLE WILL DEPEND ON YOUR INDIVIDUAL CIRCUMSTANCES. LOANS AND MORTGAGES ARE SUBJECT TO STATUS. PLEASE ASK FOR A PERSONALISED ILLUSTRATION. LOANS ARE SECURED ON PROPERTY. WE ARRANGE LOANS AND MORTGAGES FROM A PANEL OF LENDERS. WE WILL RECEIVE A COMMISSION FROM THE LENDER UPON COMPLETION.

SECURED LOANS

Rates from 4.5% APRC variable.

Minimum loan term 3 years. Maximum loan term 35 years.

We also have a range of plans with rates up to 65.2% allowing us to help customers with a range of credit problems. Typical 10.9% APRC variable. Representative example: if you borrow £10,000 over 10 years at an Annual Interest Rate of 6.7% (variable) you would make 120 payments of £134.56 per month. The total amount repayable will be £16147.20 (This includes a lender fee of £495 and a broker fee of £700 which have been added to the loan.) The overall cost for comparison is 10.9% APRC representative. Maximum APRC 65.2%