Bad Credit Secured Loans
- CCJ’s & Defaults OK
- Fast Payout
- High Approval
It’s no secret that if you have a bad credit rating, it’s notoriously more challenging to secure a loan. However, it’s not impossible. Loankey offer secured and unsecured loans for bad credit ratings to suit each individual circumstance.
Never borrowed any money or owned a credit card? This means you could have a low credit rating because there are no records of a repayment history for lenders to base a decision on – this often makes taking out further credit more difficult. You may have missed a payment on an existing loan or made the odd late payment, this also has an impact on what loans are available to you. LoanKey fully appreciate and understand these circumstances. We can help you to find the most suitable loan for you, taking into account your personal situation. It’s important that you disclose any information as accurately as possible, so we can find the right loan to suit your individual needs.
With multiple loans on the market, with varying terms and interest rates, finding the one for you can become tedious. That’s why we suggest using our loan calculator. It does the hard work for you. All you need to do is enter some basic details and our calculator will generate the best loan according to your information.
LoanKey recognise that many people are held back because of poor credit scores. However, it doesn’t have to stay this way forever. You may now find yourself eligible for a bad credit loan, even if you’ve not had trouble in the past. Despite often having to pay higher interest rates to begin with, it doesn’t mean that this will be permanent. By continuing to keep on top of your payments, you may actually be able to improve your credit rating over the duration of your loan, making you more attractive to lenders in the future.
Loankey can help you find a poor credit loan, with an agenda of improving your credit rating in the long run. By paying slightly more interest in the short-term, and committing to making all repayments, lenders look more favourably upon your situation. Even if you have CCJs, are self-employed or retired, we help you find a suitable loan.
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